Beauregard Federal Savings Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Loans and leases to core deposits: 2.87 percentage points higher than in Q1 2026, at 116.98%. Within Louisiana, Beauregard Federal Savings Bank is 12th of 103 on loan-to-deposit ratio, 97.92% as of Q2 2026, above the middle of the field. Beauregard Federal Savings Bank reported 97.92% on loan-to-deposit ratio for Q2 2026, 17.08 points above the 80.84% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | — |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $18.4M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $9.0M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 8.46% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 97.92% |
| Net loans and leases to deposits | 97.13% |
| Loans and leases to core deposits | 116.98% |
| Core deposits to total deposits | 83.70% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 72.58% | 91.69% | $0 | $0 |
| Q4 2023 | 71.75% | 92.53% | $0 | $0 |
| Q1 2024 | 78.11% | 89.16% | $0 | $0 |
| Q2 2024 | 75.80% | 88.99% | $0 | $1.0M |
| Q3 2024 | 82.65% | 82.98% | $0 | $0 |
| Q4 2024 | 80.72% | 82.95% | $0 | $2.0M |
| Q1 2025 | 84.05% | 82.04% | $0 | $2.0M |
| Q2 2025 | 99.53% | 82.53% | $0 | $9.0M |
| Q3 2025 | 94.38% | 84.82% | $0 | $9.0M |
| Q4 2025 | 94.87% | 83.99% | $0 | $9.0M |
| Q1 2026 | 95.08% | 83.32% | $0 | $9.0M |
| Q2 2026 | 97.92% | 83.70% | $0 | $9.0M |
Beauregard Federal Savings Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Beauregard Federal Savings Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Beauregard Federal Savings Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 30339) · FFIEC NIC profile (RSSD 123374)