Beauregard Federal Savings Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Beauregard Federal Savings Bank of Deridder, LA against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.06% | 1.35% | -0.29% | 36th below |
| ROAE | 9.21% | 12.06% | -2.85% | 31st below |
| Net Interest Margin | 4.74% | 3.90% | +0.84% | 87th top |
| Efficiency Ratio | 69.36% | 63.15% | +6.21% | 30th below |
| PPNR / Avg Assets | 1.30% | 1.64% | -0.34% | 34th below |
| Yield on Earning Assets | 6.90% | 5.65% | +1.25% | 94th top |
| Cost of Funds | 2.36% | 1.85% | +0.51% | 19th bottom |
| Net Interest Spread | 4.49% | 3.35% | +1.14% | 94th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.28% | 0.92% | +0.36% | 22nd bottom |
| NPA / Total Assets | 1.11% | 0.67% | +0.44% | 18th bottom |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.06% | 0.15% | -0.09% | 23rd bottom |
| ACL / Total Loans | 0.81% | 1.28% | -0.47% | 11th bottom |
| ACL / NPLs (Coverage) | 63.16% | 1645.81% | -1582.65% | 16th bottom |
| Texas Ratio | 27.33% | 7.14% | +20.19% | 4th bottom |
| Provision / NCO Behind the peer average, ahead of the median peer. | 615.38% | 1189.55% | -574.17% | 75th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 9.70% | 12.46% | -2.76% | 25th below |
| Equity / Assets Behind the peer average, ahead of the median peer. | 11.38% | 11.67% | -0.29% | 65th above |
| TCE / Tangible Assets | 9.58% | 11.40% | -1.82% | 41st below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 97.92% | 78.64% | +19.28% | 14th bottom |
| Core Deposit Ratio | 83.70% | 87.09% | -3.39% | 26th below |
| Wholesale Funding Ratio | 8.46% | 5.11% | +3.35% | 19th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 22.43% | 6.47% | +15.96% | 96th top |
| Loan Growth (Y/Y) | 25.97% | 7.63% | +18.34% | 96th top |
| Deposit Growth (Y/Y) | 28.04% | 6.02% | +22.02% | 97th top |
See Beauregard Federal Savings Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Beauregard Federal Savings Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Beauregard Federal Savings Bank profile, how to read a UBPR, or how this data updates.