Bom Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Accumulated other comprehensive income climbed 46.3% in Q2 2026, from -$2.1M to -$1.1M. It was the largest change from Q1 2026 among the key lines here.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 10.64% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $165.7M |
| Tier 1 capital | $165.7M |
| Total risk-based capital | — |
| Total equity capital | $167.0M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 10.38% |
| Tangible equity to tangible assets | 10.24% |
| Equity capital to average assets | 10.70% |
| Internal capital growth rate | 2.38% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $35K |
| Common stock surplus | $123.0M |
| Retained earnings | $45.0M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$1.1M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q3 2023 | 11.19% | 10.61% | 10.49% |
| Q4 2023 | 11.05% | 10.87% | 10.76% |
| Q1 2024 | 10.89% | 10.45% | 10.35% |
| Q2 2024 | 10.54% | 10.25% | 10.17% |
| Q3 2024 | 12.12% | 11.20% | 11.13% |
| Q4 2024 | 10.65% | 9.98% | 9.76% |
| Q1 2025 | 11.12% | 11.50% | 11.30% |
| Q2 2025 | 11.31% | 11.33% | 11.14% |
| Q3 2025 | 11.29% | 11.26% | 11.08% |
| Q4 2025 | 10.80% | 10.42% | 10.27% |
| Q1 2026 | 10.97% | 10.84% | 10.69% |
| Q2 2026 | 10.64% | 10.38% | 10.24% |
Bom Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Bom Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bom Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 1373) · FFIEC NIC profile (RSSD 684455)