Bom Bank: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
Compared with Q1 2026, Total interest expense rose 5.2% in Q2 2026 to $8.2M, the biggest move on this page. Bom Bank ranks 63rd of 103 Louisiana banks on net interest margin, in the lower half at 4.11% (Q2 2026). Bom Bank reported 4.11% on net interest margin for Q2 2026, 0.40 points above the 3.71% median for banks in the $1B-10B asset tier.
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 6.38% |
| Yield on loans | — |
| Yield on securities | — |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 2.37% |
| Cost of interest-bearing deposits | 2.76% |
| Cost of interest-bearing liabilities | 2.79% |
| Cost of borrowings | 3.78% |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 4.11% |
| Yield to cost spread | 3.59% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $19.8M |
| Total interest expense | $8.2M |
| Interest expense on deposits | $7.8M |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin |
|---|---|---|---|
| Q3 2023 | 6.48% | 1.52% | 4.45% |
| Q4 2023 | 6.41% | 1.69% | 4.30% |
| Q1 2024 | 6.42% | 2.14% | 4.08% |
| Q2 2024 | 6.43% | 2.48% | 3.76% |
| Q3 2024 | 6.68% | 2.49% | 3.85% |
| Q4 2024 | 5.75% | 2.46% | 3.31% |
| Q1 2025 | 6.30% | 2.63% | 3.77% |
| Q2 2025 | 6.68% | 2.55% | 4.27% |
| Q3 2025 | 6.76% | 2.46% | 4.42% |
| Q4 2025 | 6.64% | 2.45% | 4.30% |
| Q1 2026 | 6.31% | 2.41% | 4.06% |
| Q2 2026 | 6.38% | 2.37% | 4.11% |
Bom Bank yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Bom Bank, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bom Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 1373) · FFIEC NIC profile (RSSD 684455)