Bom Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Other borrowed money: 100.0% higher than in Q1 2026, at $50.0M. Bom Bank ranks 37th of 103 Louisiana banks on loan-to-deposit ratio, in the upper half at 87.30% (Q2 2026). At 87.30%, Bom Bank's loan-to-deposit ratio is close to the 88.20% median for banks in the $1B-10B asset tier (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $97.5M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $283.7M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $50.0M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 3.11% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 87.30% |
| Net loans and leases to deposits | 86.64% |
| Loans and leases to core deposits | 89.00% |
| Core deposits to total deposits | 80.56% |
| Brokered deposits to total deposits | 17.53% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 87.47% | 81.79% | $0 | $0 |
| Q4 2023 | 87.70% | 84.36% | $0 | $0 |
| Q1 2024 | 88.13% | 83.61% | $0 | $0 |
| Q2 2024 | 85.21% | 80.60% | $0 | $0 |
| Q3 2024 | 81.74% | 78.77% | $0 | $0 |
| Q4 2024 | 81.36% | 80.00% | $0 | $0 |
| Q1 2025 | 85.70% | 79.45% | $0 | $0 |
| Q2 2025 | 88.56% | 77.02% | $0 | $45.0M |
| Q3 2025 | 87.21% | 75.73% | $0 | $25.0M |
| Q4 2025 | 85.05% | 77.65% | $0 | $25.0M |
| Q1 2026 | 87.11% | 78.67% | $0 | $25.0M |
| Q2 2026 | 87.30% | 80.56% | $0 | $50.0M |
Bom Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Bom Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bom Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 1373) · FFIEC NIC profile (RSSD 684455)