Bom Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Bom Bank of Natchitoches, LA against its peer group of 931 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.76% | 1.44% | -0.68% | 17th bottom |
| ROAE | 7.19% | 12.51% | -5.32% | 17th bottom |
| Net Interest Margin | 4.11% | 3.84% | +0.27% | 75th top |
| Efficiency Ratio | 72.77% | 58.86% | +13.91% | 16th bottom |
| PPNR / Avg Assets | 1.04% | 1.78% | -0.74% | 17th bottom |
| Yield on Earning Assets | 6.38% | 5.71% | +0.67% | 87th top |
| Cost of Funds | 2.37% | 2.03% | +0.34% | 26th below |
| Net Interest Spread | 3.59% | 3.18% | +0.41% | 81st top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.20% | 0.96% | -0.76% | 81st top |
| NPA / Total Assets | 0.47% | 0.75% | -0.28% | 52nd above |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.11% | 0.31% | -0.20% | 26th below |
| ACL / Total Loans | 0.76% | 1.25% | -0.49% | 12th bottom |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 375.97% | 699.20% | -323.23% | 76th top |
| Texas Ratio | 8.91% | 7.16% | +1.75% | 27th below |
| Provision / NCO | 117.12% | 815.45% | -698.33% | 41st below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio Behind the peer average, ahead of the median peer. | 10.64% | 11.60% | -0.96% | 54th above |
| Equity / Assets Behind the peer average, ahead of the median peer. | 10.38% | 11.33% | -0.95% | 50th above |
| TCE / Tangible Assets Behind the peer average, ahead of the median peer. | 10.24% | 10.65% | -0.41% | 60th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit Behind the peer average, ahead of the median peer. | 87.30% | 86.35% | +0.95% | 53rd above |
| Core Deposit Ratio | 80.56% | 85.56% | -5.00% | 21st bottom |
| Uninsured Deposit Ratio | 52.39% | 32.69% | +19.70% | 7th bottom |
| Wholesale Funding Ratio | 3.11% | 5.46% | -2.35% | 56th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 16.44% | 10.45% | +5.99% | 88th top |
| Loan Growth (Y/Y) | 16.55% | 7.98% | +8.57% | 89th top |
| Deposit Growth (Y/Y) | 18.24% | 7.97% | +10.27% | 89th top |
See Bom Bank's peers by name
The 931 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Bom Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Bom Bank profile, how to read a UBPR, or how this data updates.