Branch Presence
Banks with Branches in Bowling Green, KY
American Bank & Trust Company Inc. is the biggest bank in Bowling Green, KY, with $800.0M in deposits at its Bowling Green branches, 20.2% of the city's total as of the June 30, 2026 FDIC Summary of Deposits.
22 banks operate 53 branches in Bowling Green, KY, ranked below by local branch count from the FDIC Summary of Deposits. This counts every bank with a branch here, not only banks headquartered locally.
Deposit share is each bank's share of the $3.96B held in Bowling Green, KY, as of the June 30, 2026 FDIC Summary of Deposits, ranked by deposits (#1 is largest). Banks that book deposits at a headquarters branch can show a share that exceeds their local customer base.
| Bank | Branches in Bowling Green | Local deposits | Deposit share |
|---|---|---|---|
| American Bank & Trust Company Inc. | 6 | $800.0M | 20.2% (#1) |
| U.S. Bank N.A. | 5 | $529.4M | 13.4% (#2) |
| South Central Bank, Inc. | 5 | $281.6M | 7.1% (#5) |
| German American Bank | 4 | $266.4M | 6.7% (#6) |
| Truist Bank | 3 | $425.0M | 10.7% (#3) |
| Franklin Bank & Trust Company | 3 | $228.1M | 5.8% (#7) |
| PNC Bank, N.A. | 3 | $193.2M | 4.9% (#9) |
| FirstBank | 3 | $150.2M | 3.8% (#10) |
| Morgantown Bank & Trust Company, Incorporated | 3 | $94.3M | 2.4% (#13) |
| Independence Bank of Kentucky | 2 | $311.5M | 7.9% (#4) |
| Edmonton State Bank | 2 | $42.6M | 1.1% (#15) |
| Monticello Banking Company | 2 | $39.3M | 1.0% (#16) |
| Fifth Third Bank, N.A. | 2 | $34.2M | 0.9% (#17) |
| Woodforest National Bank | 2 | $3.8M | <0.1% (#21) |
| Pinnacle Bank | 1 | $199.3M | 5.0% (#8) |
| Farmers Bank & Trust Company | 1 | $134.3M | 3.4% (#11) |
| JPMorgan Chase Bank, N.A. | 1 | $107.0M | 2.7% (#12) |
| Bank of Edmonson County | 1 | $53.4M | 1.3% (#14) |
| First Southern National Bank | 1 | $29.9M | 0.8% (#18) |
| Peoples Bank | 1 | $27.2M | 0.7% (#19) |
| First Financial Bank, N.A. | 1 | $14.0M | 0.4% (#20) |
| The Farmers National Bank of Danville | 1 | — | — |
County deposit market: Warren, KY
The $3.99B held across 22 FDIC-insured banks in this county, as of the June 30, 2026 FDIC Summary of Deposits. The 10 largest are shown; see every bank in the Warren, KY market with its change from a year earlier. Banks only: credit unions are not in the Summary of Deposits.
| Rank | Bank | Deposit share | Deposits | Branches |
|---|---|---|---|---|
| 1 | American Bank & Trust Company Inc. | 20.1% | $800.0M | 6 |
| 2 | U.S. Bank N.A. | 13.3% | $529.4M | 5 |
| 3 | Truist Bank | 10.7% | $425.0M | 3 |
| 4 | Independence Bank of Kentucky | 7.8% | $311.5M | 2 |
| 5 | South Central Bank, Inc. | 7.1% | $281.6M | 5 |
| 6 | German American Bank | 6.7% | $266.4M | 4 |
| 7 | Franklin Bank & Trust Company | 5.7% | $228.1M | 3 |
| 8 | Pinnacle Bank | 5.0% | $199.3M | 1 |
| 9 | PNC Bank, N.A. | 4.8% | $193.2M | 3 |
| 10 | FirstBank | 3.8% | $150.2M | 3 |
Metro area deposit market: Bowling Green, KY
The $4.84B held across 22 FDIC-insured banks in this metro area, as of the June 30, 2026 FDIC Summary of Deposits. The 10 largest are shown; see every bank in the Bowling Green, KY market with its change from a year earlier. Banks only: credit unions are not in the Summary of Deposits.
| Rank | Bank | Deposit share | Deposits | Branches |
|---|---|---|---|---|
| 1 | American Bank & Trust Company Inc. | 16.5% | $800.0M | 6 |
| 2 | U.S. Bank N.A. | 12.0% | $581.2M | 6 |
| 3 | Truist Bank | 8.8% | $425.0M | 3 |
| 4 | Morgantown Bank & Trust Company, Incorporated | 7.5% | $361.8M | 6 |
| 5 | South Central Bank, Inc. | 7.1% | $344.6M | 6 |
| 6 | Independence Bank of Kentucky | 6.4% | $311.5M | 2 |
| 7 | FirstBank | 5.7% | $275.6M | 5 |
| 8 | German American Bank | 5.5% | $266.4M | 4 |
| 9 | Bank of Edmonson County | 5.0% | $242.7M | 3 |
| 10 | Franklin Bank & Trust Company | 4.7% | $228.1M | 3 |
Banks in Bowling Green: common questions
What is the biggest bank in Bowling Green, KY?
American Bank & Trust Company Inc. is the biggest bank in Bowling Green, KY, with $800.0M in deposits at its Bowling Green branches, 20.2% of the city's total as of the June 30, 2026 FDIC Summary of Deposits.
How many banks are in Bowling Green, KY?
22 FDIC-insured banks operate 53 branches in Bowling Green, KY as of the June 30, 2026 FDIC Summary of Deposits. This counts every bank with a branch in the city, not only banks headquartered there. Credit unions are not in the Summary of Deposits.
What are the largest banks in Bowling Green, KY?
Ranked by deposits held in Bowling Green branches as of the June 30, 2026 FDIC Summary of Deposits: 1. American Bank & Trust Company Inc. (20.2%); 2. U.S. Bank N.A. (13.4%); 3. Truist Bank (10.7%); 4. Independence Bank of Kentucky (7.9%); 5. South Central Bank, Inc. (7.1%). The share is each bank's part of all deposits in the city.
Largest banks in Kentucky
For the state as a whole, see the largest banks in Kentucky, ranked by total assets and by deposits in Kentucky branches, or every bank in the Kentucky bank directory.
Banks in other Kentucky cities:
About this data
Branch counts and local deposits come from the FDIC Summary of Deposits, the annual June 30 survey of branch-office deposits for every FDIC-insured bank. Click any bank to see its full regulatory profile and complete branch network. Looking for banks headquartered here instead? See the US bank directory.