Charles Schwab Premier Bank, SSB: Deposit Base
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Data as of · Call Report Schedules RC-E and RC-O How we update
On its Q3 2026 filing, Charles Schwab Premier Bank, SSB reported 22 of the 23 line items on this page. It did not report foreign office deposits. Total deposits was $24.53B in Q3 2026, up 7.9% from $22.74B in Q3 2025. That is 92.1% of its total assets. Across the 12 quarters shown it ranged from $20.20B (Q2 2024) to $25.35B (Q1 2026).
Uninsured deposits climbed 225.1% in Q3 2026, from $382.0M to $1.24B. It was the largest change from Q2 2026 among the key lines here. On total deposits, Charles Schwab Premier Bank, SSB ranks 5th highest among the 345 banks headquartered in Texas, at $24.53B (Q3 2026). The median for banks in the $10B-100B asset tier is $18.20B on total deposits. Charles Schwab Premier Bank, SSB sits 35% higher, at $24.53B (Q3 2026).
Deposit totals
Total deposits moved most in this table, up 0.3%: $24.46B in Q2 2026, $24.53B in Q3 2026.
| Line item | Q3 2026 |
|---|---|
| Total deposits | $24.53B |
| Domestic office deposits | $24.53B |
| Foreign office deposits | — |
| Deposits to total assets | 92.05% |
| Deposits to total liabilities | 99.88% |
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Deposit composition
Demand deposits moved most in this table, up 79.6%: $943.0M in Q2 2026, $1.69B in Q3 2026.
| Line item | Q3 2026 |
|---|---|
| Demand deposits | $1.69B |
| Savings deposits | $0 |
| Transaction accounts to domestic deposits | 6.91% |
| Time deposits to total deposits | 0.00% |
| Time deposits under $100k | $0 |
| Time deposits $100k to $250k | $0 |
| Time deposits over $250k | $0 |
| Noninterest-bearing share of deposits | 0.04% |
Stability of funding
| Line item | Q3 2026 |
|---|---|
| Core deposits | $24.53B |
| Core deposits to total deposits | 100.00% |
| Insured deposits | $23.29B |
| Uninsured deposits | $1.24B |
| Uninsured deposits to total deposits | 5.06% |
| Brokered deposits | $0 |
| Brokered deposits to total deposits | 0.00% |
Cost of deposits
Cost of interest-bearing deposits changed the most here, down 0.05 points to 0.03% in Q3 2026 from 0.08% in Q2 2026.
| Line item | Q3 2026 |
|---|---|
| Cost of interest-bearing deposits | 0.03% |
| Interest expense on deposits | $2.0M |
| Loans and leases to core deposits | 0.00% |
Deposit Base trend
Deposit Base by quarter
| Quarter | Total deposits | Core deposits | Uninsured deposits | Brokered deposits | Cost of interest-bearing deposits |
|---|---|---|---|---|---|
| Q4 2023 | $23.32B | 100.00% | 2.09% | 0.00% | 0.46% |
| Q1 2024 | $22.06B | 100.00% | 1.97% | 0.00% | 0.44% |
| Q2 2024 | $20.20B | 100.00% | 1.75% | 0.00% | 0.45% |
| Q3 2024 | $21.49B | 100.00% | 6.30% | 0.00% | 0.59% |
| Q4 2024 | $24.09B | 100.00% | 5.89% | 0.00% | 0.32% |
| Q1 2025 | $22.88B | 100.00% | 3.93% | 0.00% | 0.19% |
| Q2 2025 | $22.18B | 100.00% | 2.73% | 0.00% | 0.11% |
| Q3 2025 | $22.74B | 100.00% | 1.63% | 0.00% | 0.07% |
| Q4 2025 | $25.00B | 100.00% | 1.58% | 0.00% | 0.03% |
| Q1 2026 | $25.35B | 100.00% | 2.86% | 0.00% | 0.03% |
| Q2 2026 | $24.46B | 100.00% | 1.56% | 0.00% | 0.08% |
| Q3 2026 | $24.53B | 100.00% | 5.06% | 0.00% | 0.03% |
Charles Schwab Premier Bank, SSB deposit base, quarter by quarter
Deposit Base since Q3 2021 · peer percentiles on every line item · watchlist alerts
Unlock this bank, freeSource: Call Report Schedules RC-E and RC-O, Q3 2026. Open the filed call report for Q3 2026 on the FFIEC CDR. How this page is built. See the full Charles Schwab Premier Bank, SSB profile or its peer group comparison.
Regulator records: FDIC BankFind (cert 33497) · FFIEC NIC profile (RSSD 1893049)