Charles Schwab Premier Bank, SSB: Liquidity and Borrowings
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Data as of · Call Report Schedules RC and RC-M How we update
Charles Schwab Premier Bank, SSB reported all 15 line items on this page on its Q3 2026 filing. Cash and balances due from depository institutions was $1.59B in Q3 2026, down 14.9% from $1.87B in Q3 2025. That is 6.0% of its total assets. Across the 12 quarters shown it ranged from $896.0M (Q2 2024) to $3.21B (Q4 2025).
Fed funds sold and reverse repos climbed 50.0% in Q3 2026, from $1.40B to $2.10B. It was the largest change from Q2 2026 among the key lines here. On loan-to-deposit ratio, Charles Schwab Premier Bank, SSB is 2nd from the bottom among 345 Texas banks, 0.00% (Q3 2026). Charles Schwab Premier Bank, SSB's loan-to-deposit ratio of 0.00% is well below the 85.97% median for banks in the $10B-100B asset tier, a gap of 85.96 points (Q3 2026).
Liquid assets
| Line item | Q3 2026 |
|---|---|
| Cash and balances due from depository institutions | $1.59B |
| Cash and noninterest-bearing balances to assets | 5.96% |
| Cash and securities | $24.06B |
| Fed funds sold and reverse repos | $2.10B |
| Fed funds sold and reverse repos to assets | 7.88% |
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Borrowed funds
| Line item | Q3 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q3 2026 |
|---|---|
| Loan-to-deposit ratio | 0.00% |
| Net loans and leases to deposits | 0.00% |
| Loans and leases to core deposits | 0.00% |
| Core deposits to total deposits | 100.00% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q4 2023 | 2.35% | 100.00% | $396.0M | $2.40B |
| Q1 2024 | 2.95% | 100.00% | $1.20B | $1.00B |
| Q2 2024 | 4.07% | 100.00% | $2.00B | $1.40B |
| Q3 2024 | 4.76% | 100.00% | $596.0M | $1.60B |
| Q4 2024 | 5.21% | 100.00% | $0 | $200.0M |
| Q1 2025 | 7.68% | 100.00% | $0 | $0 |
| Q2 2025 | 10.38% | 100.00% | $0 | $0 |
| Q3 2025 | 12.58% | 100.00% | $0 | $0 |
| Q4 2025 | 13.95% | 100.00% | $0 | $0 |
| Q1 2026 | 14.24% | 100.00% | $0 | $0 |
| Q2 2026 | 0.00% | 100.00% | $0 | $0 |
| Q3 2026 | 0.00% | 100.00% | $0 | $0 |
Charles Schwab Premier Bank, SSB liquidity and borrowings, quarter by quarter
Liquidity and Borrowings since Q3 2021 · peer percentiles on every line item · watchlist alerts
Unlock this bank, freeSource: Call Report Schedules RC and RC-M, Q3 2026. Open the filed call report for Q3 2026 on the FFIEC CDR. How this page is built. See the full Charles Schwab Premier Bank, SSB profile or its peer group comparison.
Regulator records: FDIC BankFind (cert 33497) · FFIEC NIC profile (RSSD 1893049)