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Charles Schwab Premier Bank, SSB: Loan Modifications and Restructuring

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Data as of · Call Report Schedules RC-C Memoranda and RC-N How we update

Charles Schwab Premier Bank, SSB reported all 8 line items on this page on its Q3 2026 filing. Modified loans and leases was $0 in Q3 2026, against $0 in Q3 2025. That is 0.0% of its total assets.

Charles Schwab Premier Bank, SSB reported little change from Q2 2026 to Q3 2026. Modified loans to total loans showed the biggest shift, 0.00% to 0.00%.

Modified loans

Modified loans for Charles Schwab Premier Bank, SSB, Q3 2026
Line item Q3 2026
Modified loans and leases $0
Modified loans to total loans 0.00%
Nonperforming assets excluding restructured loans, to assets 0.00%

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Read against the nonperforming book

Read against the nonperforming book for Charles Schwab Premier Bank, SSB, Q3 2026
Line item Q3 2026
Nonperforming loans to total loans 0.00%
Nonaccrual loans to loans 0.00%
Loans 90+ days past due to loans 0.00%
Net charge-off ratio 0.00%
Allowance for credit losses to loans 0.00%

Shown side by side so the modified share can be compared with recognized nonperforming loans and with what has already been charged off.

Loan Modifications and Restructuring trend

Modified loans vs nonperforming loans

A modified share rising while the nonperforming share stays flat is the pattern worth investigating.

Loan Modifications and Restructuring by quarter

Values plotted above, Charles Schwab Premier Bank, SSB, oldest first
Quarter Modified loansNonperforming loansNet charge-offs
Q4 2023 0.00% 0.00% 0.00%
Q1 2024 0.00% 0.00% 0.00%
Q2 2024 0.00% 0.00% 0.00%
Q3 2024 0.00% 0.00% 0.00%
Q4 2024 0.00% 0.00% 0.00%
Q1 2025 0.00% 0.00% 0.00%
Q2 2025 0.00% 0.00% 0.00%
Q3 2025 0.00% 0.00% 0.00%
Q4 2025 0.00% 0.00% 0.00%
Q1 2026 0.00% 0.00% 0.00%
Q2 2026 0.00% 0.00% 0.00%
Q3 2026 0.00% 0.00% 0.00%

Charles Schwab Premier Bank, SSB loan modifications and restructuring, quarter by quarter

Loan Modifications and Restructuring since Q3 2021 · peer percentiles on every line item · watchlist alerts

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