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Citizens and Farmers Bank Locations & Branches West Point, Virginia
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Citizens and Farmers Bank operates 32 branches from its headquarters in West Point, VA, .
Citizens and Farmers Bank branch network
All 32 branches are in VIRGINIA, across 24 cities. Richmond, VA has the most of its branches, 4. Its largest office by deposits is its main office in West Point, VA, with $247.4M (10.4% of its branch deposits). On June 30, 2025 it had 31 branches, 1 fewer than in 2026.
Citizens and Farmers Bank at a glance
Its CET1 capital ratio was 13.54% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $2.79B
- CET1 ratio, Q2 2026
- 13.54%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1927
Full financial profile · Is Citizens and Farmers Bank safe? · Citizens and Farmers Bank call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: West Point, VA (1 branch) | 1 of 2 | 74.2% | $247.4M |
| State: VA (32 branches) | 17 of 102 | 0.7% | $2.38B |
Ranked by total assets among banks headquartered in the state: Largest banks in Virginia.
Share by county and metro area
Citizens and Farmers Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| New Kent, VA (2 branches) | 1 of 1 | 100.0% | $355.6M | $355.6M |
| Chesterfield, VA (4 branches) | 7 of 20 | 3.8% | $273.6M | $7.27B |
| Henrico, VA (4 branches) | 8 of 22 | 2.9% | $268.2M | $9.16B |
| King William, VA (1 branch) | 1 of 4 | 40.9% | $247.4M | $604.7M |
| Powhatan, VA (1 branch) | 3 of 6 | 23.9% | $205.9M | $862.9M |
| James City, VA (2 branches) | 6 of 9 | 7.6% | $173.8M | $2.29B |
| Middlesex, VA (1 branch) | 2 of 4 | 32.8% | $104.6M | $318.6M |
| Cumberland, VA (2 branches) | 1 of 1 | 100.0% | $81.4M | $81.4M |
| Westmoreland, VA (1 branch) | 3 of 4 | 21.7% | $75.0M | $345.3M |
| Hanover, VA (1 branch) | 9 of 13 | 2.4% | $71.9M | $3.03B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Richmond, VA (16 branches) | 6 of 30 | 2.6% | $1.55B | $60.53B |
| Virginia Beach-Norfolk-Newport News, VA-NC (5 branches) | 10 of 22 | 1.1% | $335.6M | $31.35B |
| Charlottesville, VA (2 branches) | 11 of 15 | 1.3% | $77.4M | $6.15B |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (2 branches) | 60 of 71 | <0.1% | $63.2M | $303.89B |
| Roanoke, VA (1 branch) | 17 of 17 | <0.1% | $73K | $9.15B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Citizens and Farmers Bank (main office) | West Point, VA | 23181 | $247.4M |
| Powhatan Branch | Powhatan, VA | 23139 | $205.9M |
| Providence Forge Branch | Providence Forge, VA | 23140 | $205.0M |
| Quinton Branch | Quinton, VA | 23141 | $150.5M |
| Norge Branch | James City County, VA | 23127 | $126.1M |
| Middlesex Branch | Saluda, VA | 23149 | $104.6M |
| Varina Branch | Varina, VA | 23231 | $97.1M |
| Alverser Branch | Midlothian, VA | 23113 | $94.2M |
| Midlothian Branch | Midlothian, VA | 23113 | $78.0M |
| Montross Branch | Montross, VA | 22520 | $75.0M |
| Mechanicsville Branch | Mechanicsville, VA | 23111 | $71.9M |
| Jamestown Road Branch | Williamsburg, VA | 23185 | $71.5M |
| Sandston Branch | Sandston, VA | 23150 | $68.0M |
| West Broad Branch | Richmond, VA | 23294 | $67.9M |
| Downtown Richmond Financial Center Branch | Richmond, VA | 23219 | $65.1M |
| Brandermill Branch | Midlothian, VA | 23112 | $60.9M |
| City Center Branch | Newport News, VA | 23606 | $56.2M |
| King George County Branch | King George, VA | 22485 | $54.3M |
| Cumberland Branch | Cumberland, VA | 23040 | $53.6M |
| Patterson Avenue Branch | Richmond, VA | 23238 | $50.2M |
| Longhill Branch | James City County, VA | 23081 | $47.7M |
| Warsaw Branch | Warsaw, VA | 22572 | $42.4M |
| Charlottesville Branch | Charlottesville, VA | 22902 | $41.3M |
| Chester Branch | Chester, VA | 23831 | $40.5M |
| Stafford Branch | Fredericksburg, VA | 22405 | $36.2M |
| Stonefield Financial Center Branch | Charlottesville, VA | 22901 | $36.1M |
| Wellesley Branch | Richmond, VA | 23233 | $35.2M |
| Kiln Creek Branch | Yorktown, VA | 23693 | $34.0M |
| Cartersville Branch | Cartersville, VA | 23027 | $27.7M |
| Fredericksburg Branch | Fredericksburg, VA | 22401 | $27.0M |
| Colonial Heights Branch | Colonial Heights, VA | 23834 | $8.9M |
| Roanake Branch | Roanoke, VA | 24011 | $73K |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 10363) · FFIEC NIC profile (RSSD 928421)