The City National Bank of Taylor: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Accumulated other comprehensive income fell 2.5% from Q1 2026 to Q2 2026, ending at -$2.9M against -$2.8M. It was the largest change among the key lines on this page.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 12.90% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $31.4M |
| Tier 1 capital | $31.4M |
| Total risk-based capital | — |
| Total equity capital | $28.5M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 11.39% |
| Tangible equity to tangible assets | 11.39% |
| Equity capital to average assets | 11.71% |
| Internal capital growth rate | 1.83% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $800K |
| Common stock surplus | $828K |
| Retained earnings | $29.8M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$2.9M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 25.22% | 25.22% | 26.48% | 11.70% | $117.5M |
| Q4 2023 | 26.19% | 26.19% | 27.44% | 12.26% | $117.2M |
| Q1 2024 | 26.20% | 26.20% | 27.45% | 12.75% | $119.1M |
| Q2 2024 | 26.22% | 26.22% | 27.47% | 12.43% | $113.2M |
| Q3 2024 | 27.40% | 27.40% | 28.65% | 12.80% | $112.2M |
| Q4 2024 | 27.18% | 27.18% | 28.43% | 12.65% | $113.4M |
| Q1 2025 | 27.37% | 27.37% | 28.62% | 12.94% | $114.6M |
| Q2 2025 | 27.79% | 27.79% | 29.04% | 13.17% | $113.5M |
| Q3 2025 | 27.97% | 27.97% | 29.23% | 13.45% | $114.7M |
| Q4 2025 | 26.97% | 26.97% | 28.22% | 13.00% | $114.8M |
| Q1 2026 | — | — | — | 13.03% | — |
| Q2 2026 | — | — | — | 12.90% | — |
The City National Bank of Taylor regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock The City National Bank of Taylor, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The City National Bank of Taylor profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 5548) · FFIEC NIC profile (RSSD 181963)