The City National Bank of Taylor: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks The City National Bank of Taylor of Taylor, TX against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA Behind the peer average, ahead of the median peer. | 1.27% | 1.35% | -0.08% | 51st above |
| ROAE | 10.90% | 12.05% | -1.15% | 41st below |
| Net Interest Margin | 4.12% | 3.90% | +0.22% | 60th above |
| Efficiency Ratio | 72.82% | 63.15% | +9.67% | 23rd bottom |
| PPNR / Avg Assets | 1.27% | 1.64% | -0.37% | 32nd below |
| Yield on Earning Assets | 5.05% | 5.65% | -0.60% | 25th below |
| Cost of Funds | 1.04% | 1.85% | -0.81% | 90th top |
| Net Interest Spread | 3.54% | 3.35% | +0.19% | 61st above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.37% | 0.92% | -0.55% | 52nd above |
| NPA / Total Assets | 0.22% | 0.67% | -0.45% | 58th above |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.03% | 0.15% | -0.12% | 31st below |
| ACL / Total Loans | 1.08% | 1.28% | -0.20% | 35th below |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 292.77% | 1645.71% | -1352.94% | 59th above |
| Texas Ratio | 1.89% | 7.15% | -5.26% | 64th above |
| Provision / NCO | 0.00% | 1189.92% | -1189.92% | 13th bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 12.90% | 12.46% | +0.44% | 74th above |
| Equity / Assets Behind the peer average, ahead of the median peer. | 11.39% | 11.67% | -0.28% | 65th above |
| TCE / Tangible Assets Behind the peer average, ahead of the median peer. | 11.39% | 11.40% | -0.01% | 68th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 68.04% | 78.65% | -10.61% | 73rd above |
| Core Deposit Ratio | 97.67% | 87.09% | +10.58% | 95th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 5.45% | 6.47% | -1.02% | 58th above |
| Loan Growth (Y/Y) | 3.08% | 7.64% | -4.56% | 37th below |
| Deposit Growth (Y/Y) Behind the peer average, ahead of the median peer. | 5.62% | 6.02% | -0.40% | 61st above |
See The City National Bank of Taylor's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock The City National Bank of Taylor, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full The City National Bank of Taylor profile, how to read a UBPR, or how this data updates.