The City National Bank of Taylor: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Reserve coverage of non-performing loans: 9.11 percentage points higher than in Q1 2026, at 292.77%. Within Texas, The City National Bank of Taylor is 212th of 345 on return on assets, 1.27% as of Q2 2026, below the middle of the field. The median for banks in the $100M-1B asset tier is 1.25% on return on assets; The City National Bank of Taylor reported 1.27% for Q2 2026, nearly level with it.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 12.90% |
| Equity capital to assets | 11.39% |
| Tangible equity to tangible assets | 11.39% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.37% |
| Non-performing assets ratio | 0.22% |
| Net charge-off ratio | 0.03% |
| Texas ratio | 1.89% |
| Allowance for credit losses to loans | 1.08% |
| Reserve coverage of non-performing loans | 292.77% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.27% |
| Return on equity | 10.90% |
| Net interest margin | 4.12% |
| Efficiency ratio | 72.82% |
| Yield on earning assets | 5.05% |
| Cost of funds | 1.04% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 68.04% |
| Core deposits to total deposits | 97.67% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 88.19% |
| Securities to assets | 21.88% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 25.22% | 25.22% | 26.48% | 11.70% | 1.93% |
| Q4 2023 | 26.19% | 26.19% | 27.44% | 12.26% | 2.72% |
| Q1 2024 | 26.20% | 26.20% | 27.45% | 12.75% | 1.73% |
| Q2 2024 | 26.22% | 26.22% | 27.47% | 12.43% | -1.55% |
| Q3 2024 | 27.40% | 27.40% | 28.65% | 12.80% | 1.89% |
| Q4 2024 | 27.18% | 27.18% | 28.43% | 12.65% | 2.12% |
| Q1 2025 | 27.37% | 27.37% | 28.62% | 12.94% | 1.62% |
| Q2 2025 | 27.79% | 27.79% | 29.04% | 13.17% | 1.59% |
| Q3 2025 | 27.97% | 27.97% | 29.23% | 13.45% | 1.59% |
| Q4 2025 | 26.97% | 26.97% | 28.22% | 13.00% | 1.79% |
| Q1 2026 | — | — | — | 13.03% | 1.29% |
| Q2 2026 | — | — | — | 12.90% | 1.27% |
The City National Bank of Taylor vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock The City National Bank of Taylor, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The City National Bank of Taylor profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 5548) · FFIEC NIC profile (RSSD 181963)