The City National Bank of Taylor: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Cash and balances due from depository institutions dropped 15.6% in Q2 2026, from $48.8M to $41.2M. It was the largest change from Q1 2026 among the key lines here. The City National Bank of Taylor ranks 198th of 346 Texas banks on loan-to-deposit ratio, in the lower half at 68.04% (Q2 2026). The median for banks in the $100M-1B asset tier is 80.84% on loan-to-deposit ratio. The City National Bank of Taylor sits 12.80 points lower, at 68.04% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $41.2M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $96.0M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 68.04% |
| Net loans and leases to deposits | 67.30% |
| Loans and leases to core deposits | 69.66% |
| Core deposits to total deposits | 97.67% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 62.12% | 99.57% | $0 | $0 |
| Q4 2023 | 61.27% | 97.90% | $0 | $0 |
| Q1 2024 | 64.73% | 97.96% | $0 | $0 |
| Q2 2024 | 67.29% | 98.14% | $0 | $0 |
| Q3 2024 | 66.19% | 98.16% | $0 | $0 |
| Q4 2024 | 67.97% | 98.07% | $0 | $0 |
| Q1 2025 | 68.00% | 97.40% | $0 | $0 |
| Q2 2025 | 69.72% | 97.59% | $0 | $0 |
| Q3 2025 | 71.13% | 97.72% | $0 | $0 |
| Q4 2025 | 71.05% | 97.74% | $0 | $0 |
| Q1 2026 | 69.11% | 97.77% | $0 | $0 |
| Q2 2026 | 68.04% | 97.67% | $0 | $0 |
The City National Bank of Taylor liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock The City National Bank of Taylor, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The City National Bank of Taylor profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 5548) · FFIEC NIC profile (RSSD 181963)