The City National Bank of Taylor: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
In Q2 2026, Yield on securities edged down by 0.19 percentage points, from 1.76% to 1.58%, the largest move among the key lines here. Within Texas, The City National Bank of Taylor is 176th of 345 on net interest margin, 4.12% as of Q2 2026, below the middle of the field. The City National Bank of Taylor reported 4.12% on net interest margin for Q2 2026, 0.17 points above the 3.95% median for banks in the $100M-1B asset tier.
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 5.05% |
| Yield on loans | 6.28% |
| Yield on securities | 1.58% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 1.04% |
| Cost of interest-bearing deposits | 1.51% |
| Cost of interest-bearing liabilities | 1.51% |
| Cost of borrowings | 0.00% |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 4.12% |
| Yield to cost spread | 3.54% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $2.4M |
| Total interest expense | $560K |
| Interest expense on deposits | $560K |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 4.47% | 0.28% | 4.22% | 6.03% | 1.81% |
| Q4 2023 | 4.55% | 0.35% | 4.24% | 6.01% | 1.72% |
| Q1 2024 | 4.64% | 0.40% | 4.27% | 6.20% | 1.66% |
| Q2 2024 | 4.89% | 0.51% | 4.43% | 6.22% | 1.54% |
| Q3 2024 | 5.27% | 0.54% | 4.78% | 6.63% | 1.66% |
| Q4 2024 | 5.19% | 0.56% | 4.69% | 6.47% | 1.75% |
| Q1 2025 | 4.95% | 0.65% | 4.36% | 6.33% | 1.69% |
| Q2 2025 | 5.12% | 0.76% | 4.45% | 6.34% | 1.70% |
| Q3 2025 | 5.22% | 0.83% | 4.49% | 6.67% | 1.75% |
| Q4 2025 | 5.27% | 0.87% | 4.50% | 6.62% | 1.77% |
| Q1 2026 | 4.96% | 0.97% | 4.08% | 6.33% | 1.76% |
| Q2 2026 | 5.05% | 1.04% | 4.12% | 6.28% | 1.58% |
The City National Bank of Taylor yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock The City National Bank of Taylor, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The City National Bank of Taylor profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 5548) · FFIEC NIC profile (RSSD 181963)