Deutsche Bank Trust Company Americas: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
The biggest quarter-over-quarter change on this page was a small one: Yield on loans edged up 0.12 percentage points between Q1 2026 and Q2 2026, to 5.38%. Deutsche Bank Trust Company Americas ranks 87th of 105 New York banks on net interest margin, in the lower half at 2.63% (Q2 2026). The median for banks in the $10B-100B asset tier is 3.60% on net interest margin. Deutsche Bank Trust Company Americas sits 0.97 points lower, at 2.63% (Q2 2026).
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 4.34% |
| Yield on loans | — |
| Yield on securities | — |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 2.21% |
| Cost of interest-bearing deposits | 3.03% |
| Cost of interest-bearing liabilities | 3.15% |
| Cost of borrowings | — |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 2.63% |
| Yield to cost spread | 1.19% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $210.0M |
| Total interest expense | $159.0M |
| Interest expense on deposits | $153.0M |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin |
|---|---|---|---|
| Q3 2023 | 6.23% | 3.81% | 4.15% |
| Q4 2023 | 5.82% | 2.97% | 3.65% |
| Q1 2024 | 6.10% | 2.85% | 4.01% |
| Q2 2024 | 6.11% | 2.90% | 4.00% |
| Q3 2024 | 6.06% | 2.99% | 3.81% |
| Q4 2024 | 5.42% | 2.78% | 3.30% |
| Q1 2025 | 5.06% | 2.29% | 3.18% |
| Q2 2025 | 5.14% | 2.38% | 3.18% |
| Q3 2025 | 4.99% | 2.70% | 3.03% |
| Q4 2025 | 4.72% | 2.20% | 2.91% |
| Q1 2026 | 4.26% | 2.12% | 2.60% |
| Q2 2026 | 4.34% | 2.21% | 2.63% |
Deutsche Bank Trust Company Americas yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Deutsche Bank Trust Company Americas, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Deutsche Bank Trust Company Americas profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 623) · FFIEC NIC profile (RSSD 214807)