Enterprise Bank & Trust: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Enterprise Bank & Trust of Clayton, MO against its peer group of 134 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.02% | 1.39% | -0.37% | 26th below |
| ROAE | 8.70% | 12.26% | -3.56% | 25th below |
| Net Interest Margin | 4.31% | 3.81% | +0.50% | 87th top |
| Efficiency Ratio | 59.79% | 54.20% | +5.59% | 27th below |
| PPNR / Avg Assets | 1.67% | 2.04% | -0.37% | 42nd below |
| Yield on Earning Assets | 5.74% | 5.71% | +0.03% | 75th top |
| Cost of Funds | 1.54% | 2.03% | -0.49% | 74th above |
| Net Interest Spread | 3.42% | 3.12% | +0.30% | 84th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.52% | 0.98% | +0.54% | 11th bottom |
| NPA / Total Assets | 1.53% | 0.71% | +0.82% | 7th bottom |
| NCO / Avg Loans | 0.46% | 0.32% | +0.14% | 15th bottom |
| ACL / Total Loans Behind the peer average, ahead of the median peer. | 1.17% | 1.39% | -0.22% | 50th above |
| ACL / NPLs (Coverage) | 76.80% | 236.49% | -159.69% | 17th bottom |
| Texas Ratio | 15.24% | 8.82% | +6.42% | 10th bottom |
| Provision / NCO | 95.64% | 123.51% | -27.87% | 42nd below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 12.07% | 15.68% | -3.61% | 24th bottom |
| Tier 1 Ratio | 12.07% | 15.81% | -3.74% | 22nd bottom |
| Total Capital Ratio | 13.11% | 16.93% | -3.82% | 19th bottom |
| Leverage Ratio | 9.92% | 10.51% | -0.59% | 41st below |
| Equity / Assets | 11.75% | 11.71% | +0.04% | 57th above |
| TCE / Tangible Assets | 9.49% | 9.73% | -0.24% | 47th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 80.75% | 84.61% | -3.86% | 71st above |
| Core Deposit Ratio | 90.63% | 86.58% | +4.05% | 51st above |
| Uninsured Deposit Ratio | 33.83% | 36.86% | -3.03% | 65th above |
| Wholesale Funding Ratio | 2.40% | 5.86% | -3.46% | 73rd above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 8.17% | 11.96% | -3.79% | 64th above |
| Loan Growth (Y/Y) | 4.24% | 11.41% | -7.17% | 40th below |
| Deposit Growth (Y/Y) Behind the peer average, ahead of the median peer. | 9.47% | 11.35% | -1.88% | 68th above |
See Enterprise Bank & Trust's peers by name
The 134 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Enterprise Bank & Trust, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Enterprise Bank & Trust profile, how to read a UBPR, or how this data updates.