The Evangeline Bank and Trust Company: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
The largest change between Q1 2026 and Q2 2026 was in Retained earnings, which rose 4.6% to $96.0M.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 14.22% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $160.0M |
| Tier 1 capital | $160.0M |
| Total risk-based capital | — |
| Total equity capital | $159.6M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 14.33% |
| Tangible equity to tangible assets | 14.33% |
| Equity capital to average assets | 14.19% |
| Internal capital growth rate | 10.96% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $300K |
| Common stock surplus | $63.7M |
| Retained earnings | $96.0M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$417K |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q3 2023 | 13.61% | 13.35% | 13.35% |
| Q4 2023 | 13.34% | 13.16% | 13.16% |
| Q1 2024 | 13.41% | 13.24% | 13.24% |
| Q2 2024 | 13.56% | 13.24% | 13.24% |
| Q3 2024 | 13.70% | 13.55% | 13.55% |
| Q4 2024 | 13.26% | 12.92% | 12.92% |
| Q1 2025 | 13.17% | 13.17% | 13.17% |
| Q2 2025 | 13.41% | 13.34% | 13.34% |
| Q3 2025 | 13.65% | 13.59% | 13.59% |
| Q4 2025 | 13.42% | 13.39% | 13.39% |
| Q1 2026 | 13.94% | 13.91% | 13.91% |
| Q2 2026 | 14.22% | 14.33% | 14.33% |
The Evangeline Bank and Trust Company regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock The Evangeline Bank and Trust Company, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The Evangeline Bank and Trust Company profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 12611) · FFIEC NIC profile (RSSD 372538)