The Evangeline Bank and Trust Company: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks The Evangeline Bank and Trust Company of Ville Platte, LA against its peer group of 931 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.51% | 1.44% | +0.07% | 67th above |
| ROAE | 10.81% | 12.51% | -1.70% | 39th below |
| Net Interest Margin | 4.45% | 3.84% | +0.61% | 87th top |
| Efficiency Ratio | 56.20% | 58.87% | -2.67% | 57th above |
| PPNR / Avg Assets | 2.02% | 1.78% | +0.24% | 70th above |
| Yield on Earning Assets | 6.48% | 5.71% | +0.77% | 88th top |
| Cost of Funds | 2.32% | 2.03% | +0.29% | 29th below |
| Net Interest Spread | 3.44% | 3.18% | +0.26% | 73rd above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.22% | 0.96% | +0.26% | 27th below |
| NPA / Total Assets | 1.05% | 0.75% | +0.30% | 23rd bottom |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.10% | 0.31% | -0.21% | 29th below |
| ACL / Total Loans | 1.39% | 1.25% | +0.14% | 80th top |
| ACL / NPLs (Coverage) | 114.11% | 699.49% | -585.38% | 35th below |
| Texas Ratio Ahead of the peer average, behind the median peer. | 6.93% | 7.16% | -0.23% | 35th below |
| Provision / NCO | 118.11% | 815.45% | -697.34% | 41st below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 14.22% | 11.59% | +2.63% | 91st top |
| Equity / Assets | 14.33% | 11.33% | +3.00% | 91st top |
| TCE / Tangible Assets | 14.33% | 10.65% | +3.68% | 92nd top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 104.42% | 86.33% | +18.09% | 9th bottom |
| Core Deposit Ratio | 75.55% | 85.57% | -10.02% | 14th bottom |
| Uninsured Deposit Ratio | 23.67% | 32.72% | -9.05% | 75th top |
| Wholesale Funding Ratio Ahead of the peer average, behind the median peer. | 4.94% | 5.45% | -0.51% | 42nd below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 1.35% | 10.46% | -9.11% | 24th bottom |
| Loan Growth (Y/Y) | 1.79% | 8.00% | -6.21% | 27th below |
| Deposit Growth (Y/Y) | 1.38% | 7.99% | -6.61% | 26th below |
See The Evangeline Bank and Trust Company's peers by name
The 931 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock The Evangeline Bank and Trust Company, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full The Evangeline Bank and Trust Company profile, how to read a UBPR, or how this data updates.