Branch Network
Farmers and Merchants Bank of South Carolina Locations & Branches Holly Hill, South Carolina
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Farmers and Merchants Bank of South Carolina operates 8 branches from its headquarters in Holly Hill, SC, . Its main office is at 8624 Old State Rd, Holly Hill, SC 29059.
Farmers and Merchants Bank of South Carolina branch network
All 8 branches are in SOUTH CAROLINA, across 7 cities. Moncks Corner, SC has the most of its branches, 2. Its largest office by deposits is the Moncks Corner Branch office in Moncks Corner, SC, with $176.6M (50.3% of its branch deposits). It had the same number of branches on June 30, 2025.
Farmers and Merchants Bank of South Carolina at a glance
Its CET1 capital ratio was 42.74% at Q3 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q3 2026
- $441.8M
- CET1 ratio, Q3 2026
- 42.74%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q3 2026, FFIEC 051
- Established
- 1912
Full financial profile · Is Farmers and Merchants Bank of South Carolina safe? · Farmers and Merchants Bank of South Carolina call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Holly Hill, SC (1 branch) | 1 of 2 | 50.6% | $59.1M |
| State: SC (8 branches) | 45 of 73 | 0.3% | $350.8M |
Ranked by total assets among banks headquartered in the state: Largest banks in South Carolina.
Share by county and metro area
Farmers and Merchants Bank of South Carolina's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Berkeley, SC (3 branches) | 5 of 18 | 9.0% | $220.3M | $2.44B |
| Orangeburg, SC (4 branches) | 3 of 9 | 7.8% | $111.9M | $1.44B |
| Calhoun, SC (1 branch) | 3 of 3 | 15.6% | $18.7M | $119.8M |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Charleston-North Charleston, SC (3 branches) | 19 of 37 | 0.9% | $220.3M | $25.53B |
| Orangeburg, SC (4 branches) | 3 of 9 | 7.8% | $111.9M | $1.44B |
| Columbia, SC (1 branch) | 26 of 28 | <0.1% | $18.7M | $27.24B |
Deposits by county
Every county where Farmers and Merchants Bank of South Carolina has branches (3 in all), from the June 30, 2026 Summary of Deposits: the bank's deposits, its share of all FDIC-insured deposits in the county, its rank and its branch count there. Largest deposits first.
Show all 3 counties
| County | Branches | Deposits | Share | Rank |
|---|---|---|---|---|
| Berkeley, SC | 3 | $220.3M | 9.0% | 5 of 18 |
| Orangeburg, SC | 4 | $111.9M | 7.8% | 3 of 9 |
| Calhoun, SC | 1 | $18.7M | 15.6% | 3 of 3 |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Moncks Corner Branch | Moncks Corner, SC | 29461 | $176.6M |
| Farmers and Merchants Bank of South Carolina (main office) | Holly Hill, SC | 29059 | $59.1M |
| St. Stephen Branch | St. Stephen, SC | 29479 | $23.9M |
| Bowman Branch | Bowman, SC | 29018 | $20.9M |
| Carnes Crossroads Branch | Moncks Corner, SC | 29461 | $19.7M |
| Cameron Branch | Cameron, SC | 29030 | $18.7M |
| Eutawville Branch | Eutawville, SC | 29048 | $17.4M |
| Branchville Branch | Branchville, SC | 29432 | $14.4M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 1660) · FFIEC NIC profile (RSSD 282226)