The Farmers National Bank of Canfield: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
The standout move of Q2 2026 was in Equity capital to average assets: 2.38 percentage points lower than in Q1 2026, at 11.24%. The Farmers National Bank of Canfield ranks 60th of 84 Ohio banks on CET1 ratio, in the lower half at 12.64% (Q2 2026). The median for banks in the $1B-10B asset tier is 13.48% on CET1 ratio. The Farmers National Bank of Canfield sits 0.84 points lower, at 12.64% (Q2 2026).
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 12.64% |
| Tier 1 risk-based capital ratio | 12.64% |
| Total risk-based capital ratio | 13.69% |
| Tier 1 leverage ratio | 9.55% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $668.9M |
| Tier 1 capital | $668.9M |
| Total risk-based capital | $724.4M |
| Total equity capital | $820.3M |
| Risk-weighted assets | $5.29B |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 11.46% |
| Tangible equity to tangible assets | 7.52% |
| Equity capital to average assets | 11.24% |
| Internal capital growth rate | -3.41% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $363.6M |
| Common stock surplus | $295.4M |
| Retained earnings | $307.7M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$146.3M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 10.76% | 10.76% | 11.70% | 7.80% | $3.68B |
| Q4 2023 | 11.15% | 11.15% | 12.13% | 8.07% | $3.69B |
| Q1 2024 | 11.65% | 11.65% | 12.60% | 8.39% | $3.65B |
| Q2 2024 | 11.61% | 11.61% | 12.56% | 8.40% | $3.69B |
| Q3 2024 | 11.46% | 11.46% | 12.47% | 8.26% | $3.72B |
| Q4 2024 | 11.88% | 11.88% | 12.88% | 8.55% | $3.73B |
| Q1 2025 | 12.36% | 12.36% | 13.36% | 8.85% | $3.70B |
| Q2 2025 | 12.67% | 12.67% | 13.74% | 9.12% | $3.72B |
| Q3 2025 | 12.64% | 12.64% | 13.72% | 9.12% | $3.76B |
| Q4 2025 | 13.20% | 13.20% | 14.23% | 9.42% | $3.72B |
| Q1 2026 | 12.67% | 12.67% | 13.73% | 11.73% | $5.32B |
| Q2 2026 | 12.64% | 12.64% | 13.69% | 9.55% | $5.29B |
The Farmers National Bank of Canfield regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock The Farmers National Bank of Canfield, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The Farmers National Bank of Canfield profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 6540) · FFIEC NIC profile (RSSD 680813)