The Farmers National Bank of Canfield: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Fed funds sold and reverse repos: 11.0% higher than in Q1 2026, at $17.9M. The Farmers National Bank of Canfield ranks 79th of 156 Ohio banks on loan-to-deposit ratio, in the lower half at 81.44% (Q2 2026). The median for banks in the $1B-10B asset tier is 88.20% on loan-to-deposit ratio. The Farmers National Bank of Canfield sits 6.76 points lower, at 81.44% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | — |
| Cash and noninterest-bearing balances to assets | 1.94% |
| Cash and securities | $1.63B |
| Fed funds sold and reverse repos | $17.9M |
| Fed funds sold and reverse repos to assets | 0.25% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $361.0M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 5.04% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 81.44% |
| Net loans and leases to deposits | 80.53% |
| Loans and leases to core deposits | 86.24% |
| Core deposits to total deposits | 94.44% |
| Brokered deposits to total deposits | 0.02% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 69.32% | 89.19% | $0 | $0 |
| Q4 2023 | 75.59% | 93.88% | $0 | $355.0M |
| Q1 2024 | 74.92% | 93.55% | $0 | $345.0M |
| Q2 2024 | 76.09% | 93.32% | $0 | $406.0M |
| Q3 2024 | 74.32% | 91.72% | $0 | $285.0M |
| Q4 2024 | 75.86% | 91.66% | $0 | $305.0M |
| Q1 2025 | 71.97% | 90.14% | $0 | $102.0M |
| Q2 2025 | 74.63% | 91.59% | $0 | $203.0M |
| Q3 2025 | 75.29% | 93.00% | $0 | $235.0M |
| Q4 2025 | 75.60% | 93.07% | $0 | $281.0M |
| Q1 2026 | 80.82% | 94.22% | $0 | $341.0M |
| Q2 2026 | 81.44% | 94.44% | $0 | $361.0M |
The Farmers National Bank of Canfield liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock The Farmers National Bank of Canfield, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The Farmers National Bank of Canfield profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 6540) · FFIEC NIC profile (RSSD 680813)