The Farmers National Bank of Canfield: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Reserve coverage of non-performing loans climbed 12.04 percentage points in Q2 2026, from 71.74% to 83.78%. It was the largest change from Q1 2026 among the key lines here. Within Ohio, The Farmers National Bank of Canfield is 60th of 156 on return on assets, 1.26% as of Q2 2026, above the middle of the field. The median for banks in the $1B-10B asset tier is 1.28% on return on assets; The Farmers National Bank of Canfield reported 1.26% for Q2 2026, nearly level with it.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 12.64% |
| Tier 1 risk-based capital ratio | 12.64% |
| Total risk-based capital ratio | 13.69% |
| Tier 1 leverage ratio | 9.55% |
| Equity capital to assets | 11.46% |
| Tangible equity to tangible assets | 7.52% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 1.33% |
| Non-performing assets ratio | 0.89% |
| Net charge-off ratio | 0.30% |
| Texas ratio | 11.25% |
| Allowance for credit losses to loans | 1.11% |
| Reserve coverage of non-performing loans | 83.78% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.26% |
| Return on equity | 11.20% |
| Net interest margin | 3.53% |
| Efficiency ratio | 53.21% |
| Yield on earning assets | 5.28% |
| Cost of funds | 1.86% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 81.44% |
| Core deposits to total deposits | 94.44% |
| Brokered deposits to total deposits | 0.02% |
| Deposits to assets | 81.97% |
| Securities to assets | 20.53% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 10.76% | 10.76% | 11.70% | 7.80% | 1.03% |
| Q4 2023 | 11.15% | 11.15% | 12.13% | 8.07% | 1.11% |
| Q1 2024 | 11.65% | 11.65% | 12.60% | 8.39% | 0.90% |
| Q2 2024 | 11.61% | 11.61% | 12.56% | 8.40% | 0.93% |
| Q3 2024 | 11.46% | 11.46% | 12.47% | 8.26% | 0.63% |
| Q4 2024 | 11.88% | 11.88% | 12.88% | 8.55% | 1.07% |
| Q1 2025 | 12.36% | 12.36% | 13.36% | 8.85% | 1.03% |
| Q2 2025 | 12.67% | 12.67% | 13.74% | 9.12% | 1.05% |
| Q3 2025 | 12.64% | 12.64% | 13.72% | 9.12% | 0.92% |
| Q4 2025 | 13.20% | 13.20% | 14.23% | 9.42% | 1.11% |
| Q1 2026 | 12.67% | 12.67% | 13.73% | 11.73% | 1.27% |
| Q2 2026 | 12.64% | 12.64% | 13.69% | 9.55% | 1.26% |
The Farmers National Bank of Canfield vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock The Farmers National Bank of Canfield, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The Farmers National Bank of Canfield profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 6540) · FFIEC NIC profile (RSSD 680813)