First Federal Bank of Louisiana: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Loan-to-deposit ratio climbed 2.01 percentage points in Q2 2026, from 62.61% to 64.62%. It was the largest change from Q1 2026 among the key lines here. Within Louisiana, First Federal Bank of Louisiana is 80th of 103 on loan-to-deposit ratio, 64.62% as of Q2 2026, below the middle of the field. The median for banks in the $1B-10B asset tier is 88.20% on loan-to-deposit ratio. First Federal Bank of Louisiana sits 23.59 points lower, at 64.62% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | — |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $433.3M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $20.1M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 1.75% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 64.62% |
| Net loans and leases to deposits | 63.96% |
| Loans and leases to core deposits | 68.65% |
| Core deposits to total deposits | 94.12% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 63.35% | 94.31% | $0 | $10.8M |
| Q4 2023 | 65.28% | 94.31% | $0 | $10.7M |
| Q1 2024 | 65.31% | 93.77% | $0 | $10.7M |
| Q2 2024 | 67.99% | 93.77% | $0 | $10.6M |
| Q3 2024 | 68.70% | 93.54% | $0 | $10.6M |
| Q4 2024 | 66.51% | 92.47% | $0 | $10.5M |
| Q1 2025 | 65.42% | 92.46% | $0 | $10.4M |
| Q2 2025 | 68.57% | 93.35% | $0 | $10.4M |
| Q3 2025 | 67.96% | 92.79% | $0 | $25.3M |
| Q4 2025 | 67.65% | 92.86% | $0 | $25.2M |
| Q1 2026 | 62.61% | 93.19% | $0 | $20.2M |
| Q2 2026 | 64.62% | 94.12% | $0 | $20.1M |
First Federal Bank of Louisiana liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock First Federal Bank of Louisiana, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full First Federal Bank of Louisiana profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 30441) · FFIEC NIC profile (RSSD 517674)