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First National Bank of Scotia Locations & Branches Scotia, New York
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First National Bank of Scotia operates 10 branches from its headquarters in Scotia, NY, . Its main office is at 201 Mohawk Ave, Scotia, NY 12302.
First National Bank of Scotia branch network
All 10 branches are in NEW YORK, across 8 cities. Schenectady, NY has the most of its branches, 3. Its largest office by deposits is its main office in Scotia, NY, with $145.5M (23.0% of its branch deposits). It had the same number of branches on June 30, 2025.
First National Bank of Scotia at a glance
Its CET1 capital ratio was 13.65% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $719.0M
- CET1 ratio, Q2 2026
- 13.65%
- Deposit insurance
- FDIC
- Regulator
- OCC
- Latest call report
- Q2 2026, FFIEC 041
- Established
- 1923
Full financial profile · Is First National Bank of Scotia safe? · First National Bank of Scotia call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Scotia, NY (1 branch) | 1 of 3 | 53.6% | $145.5M |
| State: NY (10 branches) | 92 of 176 | <0.1% | $632.0M |
Ranked by total assets among banks headquartered in the state: Largest banks in New York.
Share by county and metro area
First National Bank of Scotia's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Schenectady, NY (6 branches) | 3 of 13 | 13.7% | $476.2M | $3.49B |
| Albany, NY (2 branches) | 15 of 17 | 0.5% | $96.1M | $17.53B |
| Saratoga, NY (2 branches) | 13 of 15 | 0.9% | $59.7M | $6.72B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Albany-Schenectady-Troy, NY (10 branches) | 12 of 19 | 2.0% | $632.0M | $31.10B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| First National Bank of Scotia (main office) | Scotia, NY | 12302 | $145.5M |
| Glenville Branch | Glenville, NY | 12302 | $118.8M |
| Niskayuna Branch | Niskayuna, NY | 12309 | $77.3M |
| Rotterdam Branch | Schenectady, NY | 12303 | $62.5M |
| Colonie Branch | Colonie, NY | 12205 | $52.2M |
| Schenectady Branch | Schenectady, NY | 12305 | $50.4M |
| Guilderland-Westmere Branch | Guilderland, NY | 12084 | $43.9M |
| Clifton Park Office | Clifton Park, NY | 12065 | $30.2M |
| Saratoga Branch | Saratoga Springs, NY | 12866 | $29.5M |
| Ge Global Research Center | Schenectady, NY | 12309 | $21.6M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 11501) · FFIEC NIC profile (RSSD 472616)