First Security Bank of Nevada: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Loans and leases to core deposits climbed 5.37 percentage points in Q2 2026, from 86.02% to 91.39%. It was the largest change from Q1 2026 among the key lines here. First Security Bank of Nevada ranks 6th of 14 Nevada banks on loan-to-deposit ratio, in the upper half at 89.94% (Q2 2026). The median for banks in the $100M-1B asset tier is 80.84% on loan-to-deposit ratio. First Security Bank of Nevada sits 9.10 points higher, at 89.94% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | — |
| Cash and noninterest-bearing balances to assets | 28.66% |
| Cash and securities | $100.7M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 89.94% |
| Net loans and leases to deposits | 88.61% |
| Loans and leases to core deposits | 91.39% |
| Core deposits to total deposits | 86.55% |
| Brokered deposits to total deposits | 11.86% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 96.48% | 90.72% | $0 | $0 |
| Q4 2023 | 99.08% | 88.63% | $0 | $0 |
| Q1 2024 | 96.78% | 83.42% | $0 | $0 |
| Q2 2024 | 90.91% | 84.44% | $0 | $0 |
| Q3 2024 | 89.96% | 85.48% | $0 | $0 |
| Q4 2024 | 95.07% | 75.94% | $0 | $0 |
| Q1 2025 | 102.48% | 75.69% | $0 | $0 |
| Q2 2025 | 93.43% | 80.16% | $0 | $0 |
| Q3 2025 | 94.30% | 80.48% | $0 | $0 |
| Q4 2025 | 91.64% | 85.96% | $0 | $0 |
| Q1 2026 | 84.72% | 87.14% | $0 | $0 |
| Q2 2026 | 89.94% | 86.55% | $0 | $0 |
First Security Bank of Nevada liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock First Security Bank of Nevada, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full First Security Bank of Nevada profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 58443) · FFIEC NIC profile (RSSD 3555248)