First Security Bank of Nevada: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
The standout move of Q2 2026 was in Net interest margin: 0.91 percentage points lower than in Q1 2026, at 4.10%. First Security Bank of Nevada ranks 6th of 14 Nevada banks on net interest margin, in the upper half at 4.10% (Q2 2026). First Security Bank of Nevada reported 4.10% on net interest margin for Q2 2026, 0.15 points above the 3.95% median for banks in the $100M-1B asset tier.
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 5.41% |
| Yield on loans | — |
| Yield on securities | — |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 1.78% |
| Cost of interest-bearing deposits | 2.41% |
| Cost of interest-bearing liabilities | 2.41% |
| Cost of borrowings | — |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 4.10% |
| Yield to cost spread | 3.00% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $3.1M |
| Total interest expense | $976K |
| Interest expense on deposits | $976K |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin |
|---|---|---|---|
| Q3 2023 | 5.62% | 0.94% | 4.93% |
| Q4 2023 | 5.64% | 1.23% | 4.75% |
| Q1 2024 | 5.57% | 1.48% | 4.46% |
| Q2 2024 | 5.40% | 1.57% | 4.23% |
| Q3 2024 | 5.51% | 1.71% | 4.23% |
| Q4 2024 | 5.61% | 1.85% | 4.25% |
| Q1 2025 | 5.64% | 1.87% | 4.26% |
| Q2 2025 | 5.93% | 1.95% | 4.53% |
| Q3 2025 | 5.53% | 1.93% | 4.10% |
| Q4 2025 | 5.76% | 1.75% | 4.48% |
| Q1 2026 | 6.25% | 1.71% | 5.01% |
| Q2 2026 | 5.41% | 1.78% | 4.10% |
First Security Bank of Nevada yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock First Security Bank of Nevada, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full First Security Bank of Nevada profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 58443) · FFIEC NIC profile (RSSD 3555248)