First Security Bank of Nevada: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Loan-to-deposit ratio: 5.21 percentage points higher than in Q1 2026, at 89.94%. Within Nevada, First Security Bank of Nevada is 6th of 14 on return on assets, 1.81% as of Q2 2026, above the middle of the field. First Security Bank of Nevada reported 1.81% on return on assets for Q2 2026, 0.55 points above the 1.25% median for banks in the $100M-1B asset tier.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 26.27% |
| Equity capital to assets | 28.32% |
| Tangible equity to tangible assets | 26.74% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.70% |
| Non-performing assets ratio | 0.45% |
| Net charge-off ratio | 0.00% |
| Texas ratio | 1.65% |
| Allowance for credit losses to loans | 1.47% |
| Reserve coverage of non-performing loans | 209.98% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.81% |
| Return on equity | 6.58% |
| Net interest margin | 4.10% |
| Efficiency ratio | 41.94% |
| Yield on earning assets | 5.41% |
| Cost of funds | 1.78% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 89.94% |
| Core deposits to total deposits | 86.55% |
| Brokered deposits to total deposits | 11.86% |
| Deposits to assets | 70.98% |
| Securities to assets | 5.15% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | Tier 1 leverage | ROA | Net interest margin | NPL ratio | Net charge-off ratio |
|---|---|---|---|---|---|
| Q3 2023 | 24.37% | 2.38% | 4.93% | 0.00% | 0.00% |
| Q4 2023 | 25.27% | 2.43% | 4.75% | 0.00% | 0.00% |
| Q1 2024 | 25.75% | 1.96% | 4.46% | 0.00% | 0.00% |
| Q2 2024 | 25.77% | 1.89% | 4.23% | 4.18% | 0.00% |
| Q3 2024 | 24.94% | 1.94% | 4.23% | 3.95% | 0.00% |
| Q4 2024 | 25.87% | 1.99% | 4.25% | 3.92% | 0.00% |
| Q1 2025 | 25.66% | 1.51% | 4.26% | 3.31% | 0.00% |
| Q2 2025 | 26.43% | 2.18% | 4.53% | 1.53% | 0.00% |
| Q3 2025 | 25.99% | 1.85% | 4.10% | 7.89% | 0.00% |
| Q4 2025 | 25.94% | 2.19% | 4.48% | 2.33% | 0.00% |
| Q1 2026 | 27.25% | 2.54% | 5.01% | 0.71% | 0.00% |
| Q2 2026 | 26.27% | 1.81% | 4.10% | 0.70% | 0.00% |
First Security Bank of Nevada vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock First Security Bank of Nevada, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full First Security Bank of Nevada profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 58443) · FFIEC NIC profile (RSSD 3555248)