Flagstar Bank, N.A.: Balance Sheet Growth
BankRegReports is independent of Flagstar Bank, N.A. and never asks for online banking logins or passwords.
Data as of · Derived from Call Report Schedule RC across quarters How we update
Flagstar Bank, N.A. reported all 12 line items on this page on its Q3 2026 filing. Total assets was $87.41B in Q3 2026, down 4.6% from $91.59B in Q3 2025. Across the 12 quarters shown it ranged from $87.13B (Q1 2026) to $118.99B (Q2 2024).
What the balance sheet growth page covers and where each line comes from.
The standout move of Q3 2026 was in Total loans, year over year: 3.32 percentage points higher than in Q2 2026, at -1.72%.
Year-over-year growth
| Line item | Q3 2026 |
|---|---|
| Total assets, year over year | -4.56% |
| Total loans, year over year | -1.72% |
| Total deposits, year over year | -2.60% |
Source: Derived from Call Report Schedule RC across quarters. Open the filed call report for Q3 2026 on the FFIEC CDR.
Growth measures
| Line item | Q3 2026 |
|---|---|
| Asset growth rate | -1.38% |
| Loan growth rate | 5.98% |
| Deposit growth rate | 1.77% |
| Net loan growth (quarter, annualized) | 6.07% |
| Internal capital growth rate | -0.01% |
Loan growth persistently above internal capital growth has to be funded somewhere, either by raising capital, or by thinning the ratios.
Source: Derived from Call Report Schedule RC across quarters. Open the filed call report for Q3 2026 on the FFIEC CDR.
Balance sheet levels
| Line item | Q3 2026 |
|---|---|
| Total assets | $87.41B |
| Total loans and leases | $62.11B |
| Total deposits | $67.82B |
| Total equity capital | $7.64B |
Source: Derived from Call Report Schedule RC across quarters; Total assets: Call Report Schedule RC, item 12 (RCFD2170); Total loans and leases: Call Report Schedule RC-C, Part I, item 12 (RCFD2122); Total equity capital: Call Report Schedule RC, item 27.a (RCFD3210). Open the filed call report for Q3 2026 on the FFIEC CDR.
Balance Sheet Growth by quarter
| Quarter | Assets | Loans | Deposits | Total assets | Total loans |
|---|---|---|---|---|---|
| Q4 2023 | 26.61% | 22.37% | 38.82% | $114.00B | $85.80B |
| Q1 2024 | -8.73% | -0.65% | -11.09% | $112.84B | $83.31B |
| Q2 2024 | 0.23% | -3.60% | -10.09% | $118.99B | $82.40B |
| Q3 2024 | 2.82% | -14.54% | 0.95% | $114.31B | $73.43B |
| Q4 2024 | -12.19% | -19.38% | -6.41% | $100.10B | $69.17B |
| Q1 2025 | -13.53% | -19.43% | -1.44% | $97.57B | $67.12B |
| Q2 2025 | -22.54% | -21.79% | -11.84% | $92.18B | $64.44B |
| Q3 2025 | -19.87% | -13.94% | -16.74% | $91.59B | $63.20B |
| Q4 2025 | -12.58% | -11.82% | -13.67% | $87.51B | $61.00B |
| Q1 2026 | -10.70% | -9.63% | -10.22% | $87.13B | $60.66B |
| Q2 2026 | -4.84% | -5.04% | -3.88% | $87.71B | $61.19B |
| Q3 2026 | -4.56% | -1.72% | -2.60% | $87.41B | $62.11B |
Flagstar Bank, N.A. balance sheet growth, quarter by quarter
Balance Sheet Growth since Q3 2021 · peer percentiles on every line item · watchlist alerts
Unlock this bank, freeSource: Derived from Call Report Schedule RC across quarters, Q3 2026. How these pages are built. See the full Flagstar Bank, N.A. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 32541) · FFIEC NIC profile (RSSD 694904)