Bank routing number ยท Hicksville, New York
Flagstar Bank, N.A. Routing Number (ABA): 226071004
BankRegReports is independent of Flagstar Bank, N.A. and never asks for online banking logins or passwords.
The Flagstar Bank, N.A. routing number is 226071004. It is the primary ABA routing transit number on the bank's FFIEC National Information Center record, refreshed here on October 28, 2026.
Flagstar Bank, N.A. at a glance
Its CET1 capital ratio was 12.38% at Q3 2026, above regulatory requirements.
- Total assets, Q3 2026
- $87.41B
- CET1 ratio, Q3 2026
- 12.38%
- Deposit insurance
- FDIC
- Regulator
- OCC
- Domestic offices
- 345 branches
- Latest call report
- Q3 2026, FFIEC 031
- Established
- 1987
Full financial profile · Is Flagstar Bank, N.A. safe? · Flagstar Bank, N.A. call report · Branch locations
Flagstar Bank, N.A. routing numbers on file
| Routing number | Type | Status | Source |
|---|---|---|---|
| 226071004 | Primary ABA | Active | FFIEC NIC |
Record refreshed here on October 28, 2026. NIC holds one primary number per bank; Flagstar Bank, N.A. publishes any other numbers it uses itself.
What the digits mean
The first two digits, 22, place this number in the Federal Reserve Bank of New York's district (District 2): prefixes 21 to 32 are the district numbers assigned to thrift institutions. Digits five through eight, 7100, identify the institution within that district. The last digit, 4, is a check digit, and the number passes the standard check: weight the nine digits 3, 7, 1, 3, 7, 1, 3, 7, 1 and the sum is a multiple of 10.
Before you send money to Flagstar Bank, N.A.
A routing number tells the payment network which financial institution holds an account. You give it with an account number for ACH transfers through the automated clearing house, such as direct deposit, bill pay and transfers from a checking account, which usually settle in one to two business days. An international wire to a US account normally needs the bank's SWIFT code as well.
Match this number against the one on your Flagstar Bank, N.A. checks or in its online banking. Ask the bank for wire instructions (www.flagstar.com). Our record does not show whether this number receives wires. The Federal Reserve's E-Payments Routing Directory shows it: its Fedwire participant search lists the numbers that can receive Fedwire transfers, and its FedACH search lists those that receive ACH payments. How to confirm any routing number.
About Flagstar Bank, N.A.
Flagstar Bank, N.A. is headquartered in Hicksville, New York and was established in 1987. It is in the NEW YORK-NEWARK-JERSEY CITY, NY-NJ metro area. It reported $87.41B in total assets and $67.82B in deposits for Q3 2026, the 5th largest of the 105 banks headquartered in New York. It reports 345 domestic offices. Its deposits have been FDIC insured since 1989. Its primary federal regulator is the OCC. One other bank or credit union headquartered in Hicksville has a routing number listed here.
What the digits in 226071004 mean
The first four digits, 2260, are the Federal Reserve routing symbol. The prefix 22 places the number in the 2nd Federal Reserve District (New York), a range the ABA plan set aside for thrift institutions. That is also the district where the bank is headquartered. Digits five through eight, 7100, identify the institution within its Federal Reserve district. The last digit, 4, is a check digit. Weighting the digits 3, 7 and 1 in turn gives 3 x 2 + 7 x 9 + 11 = 80, a multiple of 10, so 226071004 is a well-formed routing number. A mistyped digit almost always breaks that sum.
What is the Flagstar Bank, N.A. routing number?
The Flagstar Bank, N.A. routing number is 226071004. It is the primary ABA routing transit number registered to Flagstar Bank, N.A., headquartered in Hicksville, NY. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 28, 2026.
What is the Flagstar Bank, N.A. wire routing number?
This page lists the primary routing number registered to Flagstar Bank, N.A. The record does not say whether the bank uses the same number for wire transfers. Confirm the wire routing number with Flagstar Bank, N.A. before sending a wire.
Is ABA number 226071004 the routing number for Flagstar Bank, N.A.?
Yes. It is the primary routing number registered to Flagstar Bank, N.A.
Which bank uses routing number 226071004?
It belongs to Flagstar Bank, N.A., headquartered in Hicksville, NY. It is the bank's primary ABA routing number (FDIC certificate 32541).
Routing numbers of similar-size institutions in New York
- Credit union, Hicksville, NY
- N Y Team Federal Credit Union: 226076122
- Bank, New York, NY
- Deutsche Bank Trust Company Americas: 021001033
- Bank, Buffalo, NY
- Manufacturers and Traders Trust Company: 022000046
- Bank, Purchase, NY
- Morgan Stanley Private Bank, N.A.: 021272778
- Bank, New York, NY
- Apple Bank: 226070584
- Bank, New York, NY
- The Bank of New York Mellon: 021000018
- Bank, Canton, NY
- Community Bank, N.A.: 021305386
- Bank, Norwich, NY
- NBT Bank, N.A.: 021303618
View Flagstar Bank, N.A.'s full profile →
More in New York: routing numbers and banks. Have a number and want to know whose it is? Use the routing number lookup. New to routing numbers? What a routing number is.
Regulator records: FDIC BankFind (cert 32541) · FFIEC NIC profile (RSSD 694904)