Flagstar Bank, N.A.: Balance Sheet
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Data as of · Call Report Schedule RC How we update
Flagstar Bank, N.A. reported all 25 line items on this page on its Q3 2026 filing. Total assets was $87.41B in Q3 2026, down 4.6% from $91.59B in Q3 2025. Across the 12 quarters shown it ranged from $87.13B (Q1 2026) to $118.99B (Q2 2024).
What the balance sheet page covers and where each line comes from.
Open the common-size balance sheet: every balance sheet line as a share of total assets, how the mix moved since a year earlier, and peers measured the same way.
The standout move of Q3 2026 was in Trading account assets: 170.4% higher than in Q2 2026, at $4.5M. On total assets, Flagstar Bank, N.A. ranks 5th highest among the 105 banks headquartered in New York, at $87.41B (Q3 2026). Flagstar Bank, N.A.'s total assets of $87.41B is well above the $22.10B median for banks in the $10B-100B asset tier, a gap of 296% (Q3 2026).
Assets
| Line item | Q3 2026 |
|---|---|
| Total assets | $87.41B |
| Cash and balances due from depository institutions | $4.05B |
| Total securities | $16.41B |
| Fed funds sold and reverse repos | $0 |
| Net loans and leases | $61.24B |
| Loans held for sale | $165.8M |
| Trading account assets | $4.5M |
| Premises and fixed assets | $847.5M |
| Other real estate owned | $3.5M |
| Goodwill and other intangibles | $311.5M |
| All other assets | $4.46B |
Source: Call Report Schedule RC; Total assets: Call Report Schedule RC, item 12 (RCFD2170). Open the filed call report for Q3 2026 on the FFIEC CDR.
Liabilities
| Line item | Q3 2026 |
|---|---|
| Total liabilities | $79.77B |
| Total deposits | $67.82B |
| Fed funds purchased and repos | $0 |
| Trading liabilities | $145K |
| Other borrowed money | $10.49B |
| Subordinated notes and debentures | $448.8M |
| All other liabilities | $1.01B |
Source: Call Report Schedule RC. Open the filed call report for Q3 2026 on the FFIEC CDR.
Equity capital
| Line item | Q3 2026 |
|---|---|
| Total equity capital | $7.64B |
| Common stock | $4.2M |
| Common stock surplus | $9.31B |
| Retained earnings | -$958.2M |
| Preferred stock and surplus | $503.9M |
| Accumulated other comprehensive income | -$838.9M |
| Total liabilities and equity capital | $87.41B |
Source: Call Report Schedule RC; Total equity capital: Call Report Schedule RC, item 27.a (RCFD3210). Open the filed call report for Q3 2026 on the FFIEC CDR.
Balance Sheet by quarter
| Quarter | Total assets | Total liabilities | Net loans and leases | Securities | Cash and balances due |
|---|---|---|---|---|---|
| Q4 2023 | $114.00B | $104.84B | $84.81B | $9.16B | $11.47B |
| Q1 2024 | $112.84B | $103.57B | $82.09B | $9.35B | $12.89B |
| Q2 2024 | $118.99B | $110.00B | $81.13B | $10.55B | $18.99B |
| Q3 2024 | $114.31B | $105.36B | $72.17B | $10.53B | $23.08B |
| Q4 2024 | $100.10B | $91.52B | $67.97B | $10.42B | $15.43B |
| Q1 2025 | $97.57B | $88.97B | $65.96B | $12.84B | $12.61B |
| Q2 2025 | $92.18B | $83.60B | $63.33B | $14.84B | $8.09B |
| Q3 2025 | $91.59B | $82.98B | $62.12B | $15.07B | $8.48B |
| Q4 2025 | $87.51B | $79.37B | $59.97B | $15.77B | $5.89B |
| Q1 2026 | $87.13B | $79.01B | $59.70B | $14.57B | $7.01B |
| Q2 2026 | $87.71B | $79.57B | $60.33B | $16.57B | $5.11B |
| Q3 2026 | $87.41B | $79.77B | $61.24B | $16.41B | $4.05B |
Flagstar Bank, N.A. balance sheet, quarter by quarter
Balance Sheet since Q3 2021 · peer percentiles on every line item · watchlist alerts
Unlock this bank, freeSource: Call Report Schedule RC, Q3 2026. How these pages are built. See the full Flagstar Bank, N.A. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 32541) · FFIEC NIC profile (RSSD 694904)