Flagstar Bank, N.A.: Off-Balance-Sheet Exposure
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Data as of · Call Report Schedules RC-L and RC-R How we update
Flagstar Bank, N.A. reported all 9 line items on this page on its Q3 2026 filing. Unused home equity and credit card lines was $1.20B in Q3 2026, down 8.2% from $1.30B in Q3 2025. That is 1.4% of its total assets. Across the 12 quarters shown it ranged from $1.20B (Q3 2026) to $1.53B (Q1 2024).
What the off-balance-sheet exposure page covers and where each line comes from.
Trading account assets climbed 170.4% in Q3 2026, from $1.7M to $4.5M. It was the largest change from Q2 2026 among the key lines here.
Commitments
| Line item | Q3 2026 |
|---|---|
| Unused home equity and credit card lines | $1.20B |
| Letters of credit | $329.5M |
Source: Call Report Schedules RC-L and RC-R. Open the filed call report for Q3 2026 on the FFIEC CDR.
Derivatives
| Line item | Q3 2026 |
|---|---|
| Total derivatives, notional | $12.32B |
| Interest rate swaps, notional | $850.5M |
| Foreign exchange derivatives, notional | $52.9M |
| Derivatives notional to total assets | 14.10% |
Notional value is the reference amount a contract is calculated on. It measures activity, not exposure: credit exposure is a small fraction of notional.
Source: Call Report Schedules RC-L and RC-R. Open the filed call report for Q3 2026 on the FFIEC CDR.
Trading positions
| Line item | Q3 2026 |
|---|---|
| Trading account assets | $4.5M |
| Trading liabilities | $145K |
| Trading assets to total assets | 0.01% |
Source: Call Report Schedules RC-L and RC-R. Open the filed call report for Q3 2026 on the FFIEC CDR.
Off-Balance-Sheet Exposure by quarter
| Quarter | Unused home equity and card lines | Letters of credit | Derivatives notional / assets |
|---|---|---|---|
| Q4 2023 | $1.47B | $638.5M | 18.64% |
| Q1 2024 | $1.53B | $616.7M | 20.06% |
| Q2 2024 | $1.46B | $630.4M | 13.30% |
| Q3 2024 | $1.45B | $648.3M | 8.28% |
| Q4 2024 | $1.40B | $634.4M | 3.98% |
| Q1 2025 | $1.36B | $624.1M | 5.18% |
| Q2 2025 | $1.32B | $556.5M | 9.69% |
| Q3 2025 | $1.30B | $526.8M | 10.02% |
| Q4 2025 | $1.25B | $499.8M | 11.53% |
| Q1 2026 | $1.20B | $475.3M | 12.59% |
| Q2 2026 | $1.20B | $339.4M | 13.22% |
| Q3 2026 | $1.20B | $329.5M | 14.10% |
Flagstar Bank, N.A. off-balance-sheet exposure, quarter by quarter
Off-Balance-Sheet Exposure since Q3 2021 · peer percentiles on every line item · watchlist alerts
Unlock this bank, freeSource: Call Report Schedules RC-L and RC-R, Q3 2026. How these pages are built. See the full Flagstar Bank, N.A. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 32541) · FFIEC NIC profile (RSSD 694904)