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Heartland Bank and Trust Company Locations & Branches Bloomington, Illinois
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Heartland Bank and Trust Company operates 85 branches from its headquarters in Bloomington, IL, .
Heartland Bank and Trust Company branch network
Its 85 branches span 3 states and 66 cities. The most are in ILLINOIS (80), IOWA (4) and MISSOURI (1). ILLINOIS holds 97.8% of its branch deposits. Bloomington, IL has the most of its branches, 4. Its largest office by deposits is its main office in Bloomington, IL, with $557.5M (9.6% of its branch deposits). On June 30, 2025 it had 68 branches, 17 fewer than in 2026.
Heartland Bank and Trust Company at a glance
Its CET1 capital ratio was 14.75% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $6.72B
- CET1 ratio, Q2 2026
- 14.75%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 041
- Established
- 1971
Full financial profile · Is Heartland Bank and Trust Company safe? · Heartland Bank and Trust Company Q3 2026 call report, filed October 27, 2026 (preliminary) · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Bloomington, IL (4 branches) | 1 of 18 | 20.2% | $687.3M |
| State: IL (80 branches) | 18 of 379 | 0.8% | $5.65B |
Ranked by total assets among banks headquartered in the state: Largest banks in Illinois.
Share by county and metro area
Heartland Bank and Trust Company's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Mclean, IL (9 branches) | 1 of 26 | 20.6% | $941.0M | $4.56B |
| Cook, IL (5 branches) | 38 of 89 | 0.2% | $733.5M | $463.76B |
| Dekalb, IL (6 branches) | 4 of 9 | 13.4% | $397.8M | $2.98B |
| Macoupin, IL (3 branches) | 1 of 13 | 26.7% | $329.7M | $1.24B |
| Morgan, IL (4 branches) | 1 of 11 | 26.8% | $272.3M | $1.02B |
| Tazewell, IL (5 branches) | 2 of 18 | 6.7% | $258.7M | $3.89B |
| Woodford, IL (6 branches) | 2 of 5 | 26.1% | $254.1M | $972.0M |
| Sangamon, IL (3 branches) | 10 of 24 | 2.6% | $248.7M | $9.40B |
| Bureau, IL (4 branches) | 2 of 11 | 18.8% | $236.7M | $1.26B |
| Logan, IL (2 branches) | 1 of 9 | 33.9% | $220.3M | $648.8M |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Chicago-Naperville-Elgin, IL-IN-WI (21 branches) | 43 of 150 | 0.3% | $1.70B | $632.03B |
| Bloomington, IL (9 branches) | 1 of 26 | 20.6% | $941.0M | $4.56B |
| Peoria, IL (14 branches) | 4 of 43 | 5.5% | $606.7M | $11.06B |
| St. Louis, MO-IL (9 branches) | 40 of 111 | 0.4% | $555.0M | $141.72B |
| Ottawa, IL (6 branches) | 4 of 26 | 6.8% | $379.3M | $5.55B |
| Jacksonville, IL (4 branches) | 1 of 13 | 23.0% | $272.3M | $1.18B |
| Springfield, IL (3 branches) | 11 of 26 | 2.5% | $248.7M | $9.76B |
| Lincoln, IL (2 branches) | 1 of 9 | 33.9% | $220.3M | $648.8M |
| Champaign-Urbana, IL (3 branches) | 13 of 29 | 1.8% | $150.3M | $8.20B |
| Taylorville, IL (1 branch) | 4 of 11 | 10.1% | $98.9M | $979.0M |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Heartland Bank and Trust Company (main office) | Bloomington, IL | 61704 | $557.5M |
| Western Springs Branch | Western Springs, IL | 60558 | $248.4M |
| Carlinville Branch | Carlinville, IL | 62626 | $231.6M |
| Oak Forest Branch | Oak Forest, IL | 60452 | $202.1M |
| Lincoln Branch | Lincoln, IL | 62656 | $199.3M |
| Jacksonville Lincoln Branch | Jacksonville, IL | 62650 | $174.5M |
| Princeton South Main Branch | Princeton, IL | 61356 | $155.0M |
| Palos Heights Branch | Palos Heights, IL | 60463 | $148.0M |
| Antioch Branch | Antioch, IL | 60002 | $121.9M |
| Springfield - Macarthur Branch | Springfield, IL | 62704 | $117.6M |
| C-U Windsor Branch | Champaign, IL | 61821 | $110.4M |
| Clinton Downtown Branch | Clinton, IL | 61727 | $102.5M |
| Peru Branch | Peru, IL | 61354 | $102.0M |
| Eureka Main Branch | Eureka, IL | 61530 | $99.8M |
| Taylorville Branch | Taylorville, IL | 62568 | $98.9M |
| El Paso Branch | El Paso, IL | 61738 | $88.4M |
| Sycamore Bethany Branch | Sycamore, IL | 60178 | $84.7M |
| Sandwich Branch | Sandwich, IL | 60548 | $81.9M |
| Washington Main Branch | Washington, IL | 61571 | $81.7M |
| Shorewood Branch | Shorewood, IL | 60404 | $79.3M |
| Brighton Branch | Brighton, IL | 62012 | $78.8M |
| Springfield - Wabash Avenue Branch | Springfield, IL | 62711 | $78.4M |
| Somonauk Branch | Somonauk, IL | 60552 | $76.2M |
| Tinley Park Branch | Tinley Park, IL | 60487 | $75.4M |
| Gibson City Branch | Gibson City, IL | 60936 | $75.3M |
| Farmer City Branch | Farmer City, IL | 61842 | $67.5M |
| B-N Downtown Branch | Bloomington, IL | 61701 | $66.8M |
| Normal Uptown Branch | Normal, IL | 61761 | $66.3M |
| Newark Branch | Newark, IL | 60541 | $65.6M |
| Plainfield Branch | Plainfield, IL | 60544 | $65.5M |
| Alton Branch | Alton, IL | 62002 | $64.8M |
| B-N Ft Jesse Branch | Normal, IL | 61761 | $63.2M |
| Jacksonville Branch | Jacksonville, IL | 62650 | $61.0M |
| Schaumburg Branch | Schaumburg, IL | 60195 | $59.6M |
| Carrolton Branch | Carrollton, IL | 62016 | $58.2M |
| Morton Downtown Branch | Morton, IL | 61550 | $56.6M |
| Huntley Branch | Huntley, IL | 60142 | $56.0M |
| Hampshire Branch | Hampshire, IL | 60140 | $55.7M |
| Fairview Heights Branch | Fairview Heights, IL | 62208 | $55.2M |
| Sycamore Downtown Branch | Sycamore, IL | 60178 | $55.2M |
| Jerseyville Branch | Jerseyville, IL | 62052 | $54.1M |
| Springfield - Dirksen Branch | Springfield, IL | 62702 | $52.7M |
| Genoa Branch | Genoa, IL | 60135 | $51.4M |
| Quincy Branch | Quincy, IL | 62301 | $50.1M |
| Dekalb Branch | Dekalb, IL | 60115 | $48.4M |
| Chenoa Branch | Chenoa, IL | 61726 | $47.8M |
| Hillsboro Branch | Hillsboro, IL | 62049 | $45.7M |
| Pekin Branch | Pekin, IL | 61554 | $45.4M |
| Princeton North Main Branch | Princeton, IL | 61356 | $45.3M |
| Minooka Branch | Minooka, IL | 60447 | $44.3M |
| Carlock Branch | Carlock, IL | 61725 | $42.1M |
| Oglesby Branch | Oglesby, IL | 61348 | $40.6M |
| Morton East Courtland Branch | Morton, IL | 61550 | $40.0M |
| Metamora Branch | Metamora, IL | 61548 | $37.6M |
| Central City Branch | Central City, IA | 52214 | $37.1M |
| B-N West Market Branch | Bloomington, IL | 61705 | $37.1M |
| Decatur Branch | Decatur, IL | 62523 | $37.1M |
| Spring Valley Branch | Spring Valley, IL | 61362 | $36.5M |
| Chapin Branch | Chapin, IL | 62628 | $36.3M |
| Washington Cummings Branch | Washington, IL | 61571 | $35.0M |
| Pittsfield Branch | Pittsfield, IL | 62363 | $34.6M |
| Lexington Branch | Lexington, IL | 61753 | $34.4M |
| Peoria War Memorial Branch | Peoria, IL | 61615 | $33.9M |
| Peoria Allen Branch | Peoria, IL | 61615 | $32.6M |
| Plainfield Caton Farm Branch | Plainfield, IL | 60586 | $32.3M |
| Aurora Branch | Aurora, IL | 60503 | $30.2M |
| Waterloo Branch | Waterloo, IA | 50701 | $29.7M |
| Henry Branch | Henry, IL | 61537 | $27.4M |
| B-N Oakland Branch | Bloomington, IL | 61701 | $25.9M |
| Germantown Hills Branch | Germantown Hills, IL | 61548 | $24.3M |
| Coralville Branch | Coralville, IA | 52241 | $23.9M |
| C-U Springfield Branch | Champaign, IL | 61821 | $23.0M |
| Marion Branch | Marion, IA | 52302 | $22.8M |
| Lincoln Woodlawn Branch | Lincoln, IL | 62656 | $21.0M |
| Plano Branch | Plano, IL | 60545 | $20.7M |
| Litchfield Branch | Litchfield, IL | 62056 | $19.4M |
| Virden Branch | Virden, IL | 62690 | $19.3M |
| Glen Carbon Branch | Glen Carbon, IL | 62034 | $18.9M |
| C-U Vine Branch | Urbana, IL | 61801 | $16.8M |
| Edwardsville Branch | Edwardsville, IL | 62025 | $16.1M |
| Clayton Branch | Clayton, MO | 63105 | $16.1M |
| Eureka South Branch | Eureka, IL | 61530 | $4.2M |
| Jacksonville Richards Branch | Jacksonville, IL | 62650 | $519K |
| Eureka Center St Branch | Eureka, IL | 61530 | $0 |
| Princeton Sixth | Princeton, IL | 61356 | $0 |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 20369) · FFIEC NIC profile (RSSD 426534)