Homeland Federal Savings Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Homeland Federal Savings Bank of Columbia, LA against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.52% | 1.34% | +0.18% | 64th above |
| ROAE | 16.89% | 13.31% | +3.58% | 75th top |
| Net Interest Margin | 4.15% | 3.93% | +0.22% | 62nd above |
| Efficiency Ratio | 60.65% | 61.14% | -0.49% | 52nd above |
| PPNR / Avg Assets | 1.77% | 1.68% | +0.09% | 61st above |
| Yield on Earning Assets | 6.85% | 5.67% | +1.18% | 93rd top |
| Cost of Funds | 3.14% | 1.88% | +1.26% | 4th bottom |
| Net Interest Spread | 3.61% | 3.32% | +0.29% | 65th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.08% | 0.94% | +0.14% | 27th below |
| NPA / Total Assets | 1.66% | 0.70% | +0.96% | 10th bottom |
| NCO / Avg Loans | -0.02% | 0.16% | -0.18% | 90th top |
| ACL / Total Loans | 1.35% | 1.28% | +0.07% | 68th above |
| ACL / NPLs (Coverage) | 125.94% | 1539.66% | -1413.72% | 35th below |
| Texas Ratio | 16.45% | 7.33% | +9.12% | 11th bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 9.21% | 12.14% | -2.93% | 16th bottom |
| Equity / Assets | 9.20% | 11.38% | -2.18% | 30th below |
| TCE / Tangible Assets | 9.20% | 11.09% | -1.89% | 34th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 98.32% | 80.63% | +17.69% | 13th bottom |
| Core Deposit Ratio | 80.52% | 86.86% | -6.34% | 18th bottom |
| Wholesale Funding Ratio | 2.20% | 5.04% | -2.84% | 65th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 7.44% | 6.85% | +0.59% | 72nd above |
| Loan Growth (Y/Y) Behind the peer average, ahead of the median peer. | 6.75% | 7.90% | -1.15% | 58th above |
| Deposit Growth (Y/Y) | 7.75% | 6.29% | +1.46% | 75th top |
See Homeland Federal Savings Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Homeland Federal Savings Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Homeland Federal Savings Bank profile, how to read a UBPR, or how this data updates.