Louisiana National Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Retained earnings climbed 9.7% in Q2 2026, from $25.2M to $27.7M. It was the largest change from Q1 2026 among the key lines here.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 10.49% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $49.1M |
| Tier 1 capital | $49.1M |
| Total risk-based capital | — |
| Total equity capital | $49.1M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 10.35% |
| Tangible equity to tangible assets | 10.32% |
| Equity capital to average assets | 10.49% |
| Internal capital growth rate | 21.03% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $338K |
| Common stock surplus | $21.2M |
| Retained earnings | $27.7M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$157K |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q3 2023 | 9.04% | 8.99% | 8.96% |
| Q4 2023 | 9.28% | 9.05% | 9.02% |
| Q1 2024 | 9.22% | 9.03% | 9.00% |
| Q2 2024 | 9.42% | 9.28% | 9.26% |
| Q3 2024 | 9.58% | 9.45% | 9.42% |
| Q4 2024 | 9.21% | 9.21% | 9.19% |
| Q1 2025 | 9.31% | 9.22% | 9.19% |
| Q2 2025 | 9.75% | 9.56% | 9.54% |
| Q3 2025 | 9.78% | 9.63% | 9.60% |
| Q4 2025 | 9.79% | 9.47% | 9.44% |
| Q1 2026 | 9.86% | 9.86% | 9.84% |
| Q2 2026 | 10.49% | 10.35% | 10.32% |
Louisiana National Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Louisiana National Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Louisiana National Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 15059) · FFIEC NIC profile (RSSD 109659)