Louisiana National Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Core deposits to total deposits: 3.64 percentage points lower than in Q1 2026, at 88.42%. On return on assets, Louisiana National Bank ranks 8th highest among the 103 banks headquartered in Louisiana, at 2.10% (Q2 2026). Louisiana National Bank's return on assets of 2.10% is well above the 1.25% median for banks in the $100M-1B asset tier, a gap of 0.84 points (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 10.49% |
| Equity capital to assets | 10.35% |
| Tangible equity to tangible assets | 10.32% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 1.45% |
| Non-performing assets ratio | 1.78% |
| Net charge-off ratio | -0.00% |
| Texas ratio | 15.83% |
| Allowance for credit losses to loans | 1.07% |
| Reserve coverage of non-performing loans | 73.68% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 2.10% |
| Return on equity | 20.50% |
| Net interest margin | 6.34% |
| Efficiency ratio | 55.77% |
| Yield on earning assets | 8.03% |
| Cost of funds | 1.43% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 101.37% |
| Core deposits to total deposits | 88.42% |
| Brokered deposits to total deposits | 5.33% |
| Deposits to assets | 87.28% |
| Securities to assets | 3.20% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | Tier 1 leverage | ROA | Net interest margin | NPL ratio | Net charge-off ratio |
|---|---|---|---|---|---|
| Q3 2023 | 9.04% | 1.39% | 4.64% | 0.06% | 0.07% |
| Q4 2023 | 9.28% | 1.00% | 4.66% | 0.58% | 0.25% |
| Q1 2024 | 9.22% | 0.74% | 4.35% | 1.67% | 0.01% |
| Q2 2024 | 9.42% | 1.18% | 4.93% | 2.04% | 0.01% |
| Q3 2024 | 9.58% | 1.28% | 5.15% | 2.33% | 0.19% |
| Q4 2024 | 9.21% | 2.69% | 5.47% | 2.32% | 0.15% |
| Q1 2025 | 9.31% | 1.49% | 5.63% | 2.02% | -0.00% |
| Q2 2025 | 9.75% | 1.60% | 5.98% | 1.69% | 0.27% |
| Q3 2025 | 9.78% | 1.82% | 6.12% | 1.72% | 0.06% |
| Q4 2025 | 9.79% | 2.23% | 6.23% | 1.09% | 0.12% |
| Q1 2026 | 9.86% | 1.69% | 5.90% | 1.48% | 0.02% |
| Q2 2026 | 10.49% | 2.10% | 6.34% | 1.45% | -0.00% |
Louisiana National Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Louisiana National Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Louisiana National Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 15059) · FFIEC NIC profile (RSSD 109659)