Louisiana National Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Cash and balances due from depository institutions dropped 44.0% in Q2 2026, from $14.3M to $8.0M. It was the largest change from Q1 2026 among the key lines here. Among 103 Louisiana banks, Louisiana National Bank sits 7th from the top on loan-to-deposit ratio, 101.37% as of Q2 2026. The median for banks in the $100M-1B asset tier is 80.84% on loan-to-deposit ratio. Louisiana National Bank sits 20.53 points higher, at 101.37% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $8.0M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $23.1M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $2.0M |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 101.37% |
| Net loans and leases to deposits | 100.28% |
| Loans and leases to core deposits | 108.24% |
| Core deposits to total deposits | 88.42% |
| Brokered deposits to total deposits | 5.33% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 98.94% | 96.09% | $0 | $8.2M |
| Q4 2023 | 99.81% | 93.98% | $0 | $8.2M |
| Q1 2024 | 100.36% | 91.18% | $2.8M | $8.2M |
| Q2 2024 | 97.85% | 86.65% | $0 | $0 |
| Q3 2024 | 98.91% | 88.98% | $0 | $0 |
| Q4 2024 | 99.22% | 88.06% | $0 | $0 |
| Q1 2025 | 96.89% | 92.35% | $0 | $0 |
| Q2 2025 | 96.90% | 90.56% | $0 | $0 |
| Q3 2025 | 97.31% | 89.95% | $0 | $0 |
| Q4 2025 | 98.11% | 90.78% | $0 | $0 |
| Q1 2026 | 98.52% | 92.06% | $0 | $0 |
| Q2 2026 | 101.37% | 88.42% | $2.0M | $0 |
Louisiana National Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Louisiana National Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Louisiana National Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 15059) · FFIEC NIC profile (RSSD 109659)