National Grand Bank of Marblehead: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
In Q2 2026, Accumulated other comprehensive income edged up by 1.9%, from -$4.9M to -$4.8M, the largest move among the key lines here.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 10.31% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $46.2M |
| Tier 1 capital | $46.2M |
| Total risk-based capital | — |
| Total equity capital | $41.4M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 9.32% |
| Tangible equity to tangible assets | 9.32% |
| Equity capital to average assets | 9.24% |
| Internal capital growth rate | 3.37% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $275K |
| Common stock surplus | $3.5M |
| Retained earnings | $42.5M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$4.8M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q3 2023 | 10.41% | 8.18% | 8.18% |
| Q4 2023 | 10.39% | 9.02% | 9.02% |
| Q1 2024 | 10.36% | 8.81% | 8.81% |
| Q2 2024 | 10.34% | 8.71% | 8.71% |
| Q3 2024 | 10.30% | 9.15% | 9.15% |
| Q4 2024 | 10.28% | 8.66% | 8.66% |
| Q1 2025 | 10.02% | 8.66% | 8.66% |
| Q2 2025 | 10.01% | 8.82% | 8.82% |
| Q3 2025 | 9.99% | 9.05% | 9.05% |
| Q4 2025 | 10.22% | 9.31% | 9.31% |
| Q1 2026 | 10.21% | 9.27% | 9.27% |
| Q2 2026 | 10.31% | 9.32% | 9.32% |
National Grand Bank of Marblehead regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock National Grand Bank of Marblehead, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full National Grand Bank of Marblehead profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 2608) · FFIEC NIC profile (RSSD 863607)