National Grand Bank of Marblehead: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Net loans and leases to deposits: 1.65 percentage points higher than in Q1 2026, at 90.18%. National Grand Bank of Marblehead ranks 57th of 89 Massachusetts banks on loan-to-deposit ratio, in the lower half at 90.50% (Q2 2026). National Grand Bank of Marblehead reported 90.50% on loan-to-deposit ratio for Q2 2026, 9.66 points above the 80.84% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $21.5M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $101.0M |
| Fed funds sold and reverse repos | $1.1M |
| Fed funds sold and reverse repos to assets | 0.25% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $33.2M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 7.46% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 90.50% |
| Net loans and leases to deposits | 90.18% |
| Loans and leases to core deposits | 102.56% |
| Core deposits to total deposits | 85.91% |
| Brokered deposits to total deposits | 2.34% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 86.73% | 86.18% | $0 | $21.1M |
| Q4 2023 | 87.25% | 85.53% | $0 | $26.1M |
| Q1 2024 | 87.52% | 87.47% | $0 | $27.9M |
| Q2 2024 | 89.54% | 85.68% | $0 | $29.5M |
| Q3 2024 | 87.79% | 85.89% | $0 | $26.7M |
| Q4 2024 | 85.69% | 83.64% | $0 | $23.3M |
| Q1 2025 | 86.30% | 84.17% | $0 | $28.5M |
| Q2 2025 | 87.52% | 82.45% | $0 | $31.7M |
| Q3 2025 | 86.49% | 84.37% | $0 | $25.8M |
| Q4 2025 | 87.68% | 84.54% | $0 | $30.2M |
| Q1 2026 | 88.85% | 85.02% | $0 | $32.7M |
| Q2 2026 | 90.50% | 85.91% | $0 | $33.2M |
National Grand Bank of Marblehead liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock National Grand Bank of Marblehead, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full National Grand Bank of Marblehead profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 2608) · FFIEC NIC profile (RSSD 863607)