National Grand Bank of Marblehead: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks National Grand Bank of Marblehead of Marblehead, MA against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.58% | 1.34% | -0.76% | 15th bottom |
| ROAE | 6.27% | 13.32% | -7.05% | 18th bottom |
| Net Interest Margin | 2.51% | 3.93% | -1.42% | 3rd bottom |
| Efficiency Ratio | 73.02% | 61.13% | +11.89% | 22nd bottom |
| PPNR / Avg Assets | 0.71% | 1.68% | -0.97% | 13th bottom |
| Yield on Earning Assets | 4.19% | 5.67% | -1.48% | 4th bottom |
| Cost of Funds Ahead of the peer average, behind the median peer. | 1.85% | 1.88% | -0.03% | 46th below |
| Net Interest Spread | 1.71% | 3.32% | -1.61% | 2nd bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.05% | 0.94% | -0.89% | 79th top |
| NPA / Total Assets | 0.03% | 0.70% | -0.67% | 80th top |
| NCO / Avg Loans | 0.00% | 0.16% | -0.16% | 62nd above |
| ACL / Total Loans | 0.35% | 1.28% | -0.93% | 1st bottom |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 773.15% | 1539.03% | -765.88% | 79th top |
| Texas Ratio | 0.35% | 7.33% | -6.98% | 83rd top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 10.31% | 12.14% | -1.83% | 38th below |
| Equity / Assets | 9.32% | 11.38% | -2.06% | 32nd below |
| TCE / Tangible Assets | 9.32% | 11.09% | -1.77% | 37th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 90.50% | 80.63% | +9.87% | 27th below |
| Core Deposit Ratio | 85.91% | 86.86% | -0.95% | 34th below |
| Wholesale Funding Ratio | 7.46% | 5.03% | +2.43% | 24th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 0.69% | 6.85% | -6.16% | 23rd bottom |
| Loan Growth (Y/Y) | 3.05% | 7.90% | -4.85% | 37th below |
| Deposit Growth (Y/Y) | -0.34% | 6.29% | -6.63% | 21st bottom |
See National Grand Bank of Marblehead's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock National Grand Bank of Marblehead, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full National Grand Bank of Marblehead profile, how to read a UBPR, or how this data updates.