Onesource Virtual Trust Bank, N.A.: Capital Ratios and Amounts
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Data as of · Call Report Schedule RC-R How we update
On its Q3 2026 filing, Onesource Virtual Trust Bank, N.A. reported 18 of the 19 line items on this page. It did not report internal capital growth rate. Common equity Tier 1 ratio was 514.20% in Q3 2026.
Against a median of 19.96% for banks in the < $100M asset tier, Onesource Virtual Trust Bank, N.A. reported 514.20% on CET1 ratio in Q3 2026, 494.24 points higher.
Risk-based capital ratios
| Line item | Q3 2026 |
|---|---|
| Common equity Tier 1 ratio | 514.20% |
| Tier 1 risk-based capital ratio | 514.20% |
| Total risk-based capital ratio | 514.20% |
| Tier 1 leverage ratio | 100.08% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it normally sits well below the risk-based ratios.
Source: Call Report Schedule RC-R, Part I: Common equity Tier 1 ratio (RCOAP793), Tier 1 risk-based capital ratio (RCOA7206), Total risk-based capital ratio (RCOA7205), Tier 1 leverage ratio (RCOA7204).
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Capital amounts
| Line item | Q3 2026 |
|---|---|
| Common equity Tier 1 capital | $9.3M |
| Tier 1 capital | $9.3M |
| Total risk-based capital | $9.3M |
| Total equity capital | $9.3M |
| Risk-weighted assets | $1.8M |
Source: Call Report Schedule RC: Total equity capital (item 27.a, RCON3210).
Capital adequacy
| Line item | Q3 2026 |
|---|---|
| Equity capital to total assets | 99.87% |
| Tangible equity to tangible assets | 99.87% |
| Equity capital to average assets | 100.07% |
| Internal capital growth rate | — |
Capital structure
| Line item | Q3 2026 |
|---|---|
| Common stock | $465K |
| Common stock surplus | $8.8M |
| Retained earnings | $43K |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | $0 |
| Subordinated notes and debentures | $0 |
Onesource Virtual Trust Bank, N.A. capital ratios and amounts, quarter by quarter
Capital Ratios and Amounts since Q3 2021 · peer percentiles on every line item · watchlist alerts
Unlock this bank, freeSource: Call Report Schedule RC-R, Q3 2026. Open the filed call report for Q3 2026 on the FFIEC CDR. How this page is built. See the full Onesource Virtual Trust Bank, N.A. profile or its peer group comparison.
Regulator records: FFIEC NIC profile (RSSD 6075626)