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Onesource Virtual Trust Bank, N.A.: Capital Ratios and Amounts

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Data as of · Call Report Schedule RC-R How we update

On its Q3 2026 filing, Onesource Virtual Trust Bank, N.A. reported 18 of the 19 line items on this page. It did not report internal capital growth rate. Common equity Tier 1 ratio was 514.20% in Q3 2026.

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Against a median of 19.96% for banks in the < $100M asset tier, Onesource Virtual Trust Bank, N.A. reported 514.20% on CET1 ratio in Q3 2026, 494.24 points higher.

Risk-based capital ratios

Risk-based capital ratios for Onesource Virtual Trust Bank, N.A., Q3 2026
Line item Q3 2026
Common equity Tier 1 ratio 514.20%
Tier 1 risk-based capital ratio 514.20%
Total risk-based capital ratio 514.20%
Tier 1 leverage ratio 100.08%

The leverage ratio is measured against average total assets, not risk-weighted assets, so it normally sits well below the risk-based ratios.

Source: Call Report Schedule RC-R, Part I: Common equity Tier 1 ratio (RCOAP793), Tier 1 risk-based capital ratio (RCOA7206), Total risk-based capital ratio (RCOA7205), Tier 1 leverage ratio (RCOA7204).

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Capital amounts

Capital amounts for Onesource Virtual Trust Bank, N.A., Q3 2026
Line item Q3 2026
Common equity Tier 1 capital $9.3M
Tier 1 capital $9.3M
Total risk-based capital $9.3M
Total equity capital $9.3M
Risk-weighted assets $1.8M

Source: Call Report Schedule RC: Total equity capital (item 27.a, RCON3210).

Capital adequacy

Capital adequacy for Onesource Virtual Trust Bank, N.A., Q3 2026
Line item Q3 2026
Equity capital to total assets 99.87%
Tangible equity to tangible assets 99.87%
Equity capital to average assets 100.07%
Internal capital growth rate —

Capital structure

Capital structure for Onesource Virtual Trust Bank, N.A., Q3 2026
Line item Q3 2026
Common stock $465K
Common stock surplus $8.8M
Retained earnings $43K
Preferred stock and surplus $0
Accumulated other comprehensive income $0
Subordinated notes and debentures $0

Onesource Virtual Trust Bank, N.A. capital ratios and amounts, quarter by quarter

Capital Ratios and Amounts since Q3 2021 · peer percentiles on every line item · watchlist alerts

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