Onesource Virtual Trust Bank, N.A.: Vital Signs
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Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
On its Q3 2026 filing, Onesource Virtual Trust Bank, N.A. reported 13 of the 23 line items on this page. CET1 capital ratio was 514.20% in Q3 2026.
Against a median of 0.98% for banks in the < $100M asset tier, Onesource Virtual Trust Bank, N.A. reported 1.84% on return on assets in Q3 2026, 0.87 points higher.
Capital adequacy
| Line item | Q3 2026 |
|---|---|
| CET1 capital ratio | 514.20% |
| Tier 1 risk-based capital ratio | 514.20% |
| Total risk-based capital ratio | 514.20% |
| Tier 1 leverage ratio | 100.08% |
| Equity capital to assets | 99.87% |
| Tangible equity to tangible assets | 99.87% |
Source: Call Report Schedule RC-R, Part I: CET1 capital ratio (RCOAP793), Tier 1 risk-based capital ratio (RCOA7206), Total risk-based capital ratio (RCOA7205), Tier 1 leverage ratio (RCOA7204).
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Asset quality
| Line item | Q3 2026 |
|---|---|
| Nonperforming loans to loans | — |
| Nonperforming assets ratio | 0.00% |
| Net charge-off ratio | — |
| Texas ratio | 0.00% |
| Allowance for credit losses to loans | — |
| Reserve coverage of nonperforming loans | — |
Earnings
| Line item | Q3 2026 |
|---|---|
| Return on assets | 1.84% |
| Return on equity | — |
| Net interest margin | 2.44% |
| Efficiency ratio | 3.51% |
| Yield on earning assets | 2.44% |
| Cost of funds | — |
Liquidity and funding
| Line item | Q3 2026 |
|---|---|
| Loan-to-deposit ratio | — |
| Core deposits to total deposits | — |
| Brokered deposits to total deposits | — |
| Deposits to assets | 0.00% |
| Securities to assets | — |
Onesource Virtual Trust Bank, N.A. vital signs, quarter by quarter
Vital Signs since Q3 2021 · peer percentiles on every line item · watchlist alerts
Unlock this bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, Q3 2026. Open the filed call report for Q3 2026 on the FFIEC CDR. How this page is built. See the full Onesource Virtual Trust Bank, N.A. profile or its peer group comparison.
Regulator records: FFIEC NIC profile (RSSD 6075626)