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Onesource Virtual Trust Bank, N.A.

Onesource Virtual Trust Bank, N.A. is an FDIC-insured bank headquartered in Dallas, TX, with $9.4M in total assets at Q3 2026.

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Dallas, TX Under $100M in assets RSSD #6075626

Data as of · sourced from FFIEC call reports. How we update

Charter
Bank
Deposit insurance
FDIC
FDIC certificate
Not reported
Headquarters
Dallas, TX
Established
Not reported
Total assets, Q3 2026
$9.4M
Capital ratio
Not reported
Domestic offices
Not reported
Latest call report
Q3 2026, FFIEC 051 · Onesource Virtual Trust Bank, N.A. call report
Assets
$9.4M
Deposits
$0
Loans
$0
Equity
$9.3M

Onesource Virtual Trust Bank, N.A., based in Dallas, Texas, reported $9.4 million in assets at September 30, 2026. It keeps 2.44 cents of net interest income on every dollar of earning assets, lower than about 9 in 10 of the 526 banks with less than $100 million in assets (median 3.99 cents). On the other hand, it holds common equity equal to 514.20% of its risk-weighted assets, 23.8 times the median of 21.64% for banks its size.

As of September 30, 2026, Onesource Virtual Trust Bank, N.A. reported a CET1 capital ratio of 514.20%, a return on assets of 1.84% and a Texas ratio of 0.00%. The figures come from its call report filed with the FFIEC.

Judged on its Q3 2026 call report, Onesource Virtual Trust Bank, N.A. meets every capital ratio test for well capitalized.

Headquarters Profile

Federal Reserve member
—
Federal Reserve district
District 11, Dallas
Fiduciary (trust) powers
—
Call Report form
FFIEC 051
Domestic deposits
$0
Allowance for credit losses
$0
Net charge-offs (YTD)
$0
Average total assets
$9.3M
Average total loans
$0
Average interest-bearing deposits
$0
Fed RSSD
6075626

Balance Sheet

Total liabilities$12K
Cash & balances due$9.4M
Securities, available-for-sale$0
Securities, held-to-maturity$0
Goodwill$0

Income Statement

Net income Q3$43K
Net interest income YTD$57K
Total interest income YTD$57K
Total interest expense YTD$0
Provision for credit losses YTD$0

Operating & Funding

Total noninterest income YTD$0
Total noninterest expense YTD$2K

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Ratios tagged annualized use the Q3 income alone. The UBPR and FDIC annualize the year to date instead. How we compute these figures

Inside the full Onesource Virtual Trust Bank, N.A. terminal

21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts

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Quarterly trend: last 1 quarters

Quarter CET1 ROA NPL Texas NIM
Q3 2026 514.20% 1.84% — 0.00% 2.44%

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Regulatory record

Facts as filed or published, not a rating.

Not on file
Enforcement actions, Deposit market share, Mortgage lending (HMDA), SBA 7(a) lending, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources

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Onesource Virtual Trust Bank, N.A.: financial data from public filings · BankRegReports

Frequently asked about Onesource Virtual Trust Bank, N.A.

What are Onesource Virtual Trust Bank, N.A.'s total assets?

As of the Q3 2026 filing, Onesource Virtual Trust Bank, N.A. reported total assets of $9.4 million in its FFIEC call report.

Where is Onesource Virtual Trust Bank, N.A. headquartered?

It is headquartered in Dallas, TX, United States.

What is Onesource Virtual Trust Bank, N.A.'s CET1 capital ratio?

It reported a Common Equity Tier 1 (CET1) capital ratio of 514.20% in its Q3 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.

What is Onesource Virtual Trust Bank, N.A.'s Texas Ratio?

Its Texas Ratio is 0.00% in its Q3 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures nonperforming assets against the bank's capital and reserves.

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