First National Digital Currency Bank, N.A.
First National Digital Currency Bank, N.A. is an FDIC-insured bank headquartered in New York, NY, with $10.0M in total assets at Q3 2026.
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Data as of · sourced from FFIEC call reports. How we update
- Charter
- Bank
- Deposit insurance
- FDIC
- FDIC certificate
- Not reported
- Headquarters
- New York, NY
- Established
- Not reported
- Total assets, Q3 2026
- $10.0M
- Capital ratio
- Not reported
- Domestic offices
- Not reported
- Routing number
- 026015338
- Latest call report
- Q3 2026, FFIEC 051 · First National Digital Currency Bank, N.A. call report
First National Digital Currency Bank, N.A. runs leaner than most banks of its size. The New York, New York bank had $10 million in assets at September 30, 2026. It spends about 25 cents to bring in each dollar of revenue, about a third the median of 68 cents for the 526 banks with less than $100 million in assets. On the other hand, it keeps 2.00 cents of net interest income on every dollar of earning assets, about half the median of 3.99 cents for banks its size.
As of September 30, 2026, First National Digital Currency Bank, N.A. reported a return on assets of 1.59% and a Texas ratio of 0.00%. The figures come from its call report filed with the FFIEC.
On its Q3 2026 call report, First National Digital Currency Bank, N.A. meets the community bank leverage ratio test for well capitalized.
Headquarters Profile
- Federal Reserve member
- —
- Federal Reserve district
- District 2, New York
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Domestic deposits
- $0
- Allowance for credit losses
- $0
- Net charge-offs (YTD)
- $0
- Average total assets
- $10.1M
- Average total loans
- $0
- Average interest-bearing deposits
- $0
- Fed RSSD
- 6057323
Asset Quality
Capital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
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Ratios tagged annualized use the Q3 income alone. The UBPR and FDIC annualize the year to date instead. As a community bank leverage ratio filer, First National Digital Currency Bank, N.A. reports no risk-based capital ratios; its Tier 1 leverage ratio applies. How we compute these figures
Inside the full First National Digital Currency Bank, N.A. terminal
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Unlock this bank, freeRegulatory record
Facts as filed or published, not a rating.
- Not on file
- Enforcement actions, Deposit market share, Mortgage lending (HMDA), SBA 7(a) lending, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about First National Digital Currency Bank, N.A.
What are First National Digital Currency Bank, N.A.'s total assets?
As of the Q3 2026 filing, First National Digital Currency Bank, N.A. reported total assets of $10.0 million in its FFIEC call report.
Where is First National Digital Currency Bank, N.A. headquartered?
It is headquartered in New York, NY, United States.
What is First National Digital Currency Bank, N.A.'s Texas Ratio?
Its Texas Ratio is 0.00% in its Q3 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures nonperforming assets against the bank's capital and reserves.
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