First National Digital Currency Bank, N.A.: Asset Quality
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Data as of · Call Report Schedules RC-N and RI-B How we update
On its Q3 2026 filing, First National Digital Currency Bank, N.A. reported 14 of the 33 line items on this page. Nonperforming assets ratio was 0.00% in Q3 2026.
Nonperforming assets
| Line item | Q3 2026 |
|---|---|
| Nonperforming loans to total loans | — |
| Nonaccrual loans to loans | — |
| Loans 90+ days past due to loans | — |
| Nonperforming assets ratio | 0.00% |
| Nonperforming assets to total assets | 0.00% |
| Other real estate owned | $0 |
| Other real estate owned to assets | 0.00% |
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Reserves and coverage
| Line item | Q3 2026 |
|---|---|
| Allowance for credit losses on loans | $0 |
| Allowance to total loans | — |
| Reserve coverage of nonperforming loans | — |
| Reserve coverage of nonperforming assets | — |
| Provision for credit losses | $0 |
Commercial real estate credit
| Line item | Q3 2026 |
|---|---|
| Multifamily loans on nonaccrual | $0 |
| Multifamily nonaccrual rate | — |
| Multifamily noncurrent rate | — |
| Multifamily loans past due or nonaccrual | $0 |
| Commercial property loans on nonaccrual | $0 |
| Commercial property nonaccrual rate | — |
| Commercial property noncurrent rate | — |
| Commercial property loans past due or nonaccrual | $0 |
| Construction and land loans on nonaccrual | $0 |
| Construction and land nonaccrual rate | — |
Nonaccrual loans have stopped accruing interest. Noncurrent adds loans 90 or more days past due and still accruing. Past due and nonaccrual adds loans 30 or more days late, which includes loans past their maturity date and not repaid. Rates are over each property type's own loan balance.
Capital at risk
| Line item | Q3 2026 |
|---|---|
| Texas ratio | 0.00% |
| Nonperforming assets to equity | 0.00% |
| Nonperforming assets to tangible equity and reserves | 0.00% |
First National Digital Currency Bank, N.A. asset quality, quarter by quarter
Asset Quality since Q3 2021 · peer percentiles on every line item · watchlist alerts
Unlock this bank, freeSource: Call Report Schedules RC-N and RI-B, Q3 2026. Open the filed call report for Q3 2026 on the FFIEC CDR. How this page is built. See the full First National Digital Currency Bank, N.A. profile or its peer group comparison.
Regulator records: FFIEC NIC profile (RSSD 6057323)