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Bank call report · New York, NY

First National Digital Currency Bank, N.A. Call Report

First National Digital Currency Bank, N.A. is an FDIC-insured bank headquartered in New York, NY, with $10.0M in total assets at Q3 2026.

Filed for the quarter ended (Q3 2026) on the FFIEC 051. Source: FFIEC Central Data Repository.

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First National Digital Currency Bank, N.A. filed its latest call report for the quarter ended September 30, 2026 on the FFIEC 051. Below are its 72 reported line items, schedule by schedule (518 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.

First National Digital Currency Bank, N.A. call report filing details
Call report formFFIEC 051
Latest quarter filedQ3 2026 (September 30, 2026)
Federal Reserve RSSD ID6057323
Total assets$10.0M

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Official Q3 2026 call report PDF (FFIEC) →

First National Digital Currency Bank, N.A. call report by schedule, Q3 2026

Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.

Schedule RC: Balance Sheet (27 items)

About Schedule RC · First National Digital Currency Bank, N.A. balance sheet trends

First National Digital Currency Bank, N.A. Schedule RC, Q3 2026
Line item Code Q3 2026
Total assets (consolidated) RCFD2170 $10.0M
Total assets (domestic offices) RCON2170 $10.0M
Total liabilities, limited-life preferred stock, and equity capital (consolidated) RCFD3300 $10.0M
Total liabilities, limited-life preferred stock, and equity capital (domestic offices) RCON3300 $10.0M
Total equity capital (consolidated) RCFD3210 $10.0M
Total equity capital (domestic offices) RCON3210 $10.0M
Total equity capital including noncontrolling minority interests in consolidated subsidiaries (consolidated) RCFDG105 $10.0M
Total equity capital including noncontrolling minority interests in consolidated subsidiaries (domestic offices) RCONG105 $10.0M
Surplus (consolidated) RCFD3839 $9.9M
Surplus (domestic offices) RCON3839 $9.9M
Equity securities with readily determinable fair values not held for trading (consolidated) RCFDJA22 $8.8M
Equity securities with readily determinable fair values not held for trading (domestic offices) RCONJA22 $8.8M
Interest-bearing balances (consolidated) RCFD0071 $1.0M
Interest-bearing balances (domestic offices) RCON0071 $1.0M
Other assets (consolidated) RCFD2160 $205K
Other assets (domestic offices) RCON2160 $205K
Undivided profits and capital reserves (consolidated) RCFD3632 $40K
Undivided profits and capital reserves (domestic offices) RCON3632 $40K
Common stock (consolidated) RCFD3230 $10K
Common stock (domestic offices) RCON3230 $10K
Other liabilities, total (consolidated) RCFD2930 $7K
Other liabilities, total (domestic offices) RCON2930 $7K
Total liabilities and minority interest (consolidated) RCFD2948 $7K
Total liabilities and minority interest (domestic offices) RCON2948 $7K
Fiscal year end date RCON8678 1,231
Audit indicator (consolidated) RCFD6724 9
Audit indicator (domestic offices) RCON6724 9
Schedule RI: Income Statement (13 items)

About Schedule RI · First National Digital Currency Bank, N.A. income statement trends

First National Digital Currency Bank, N.A. Schedule RI, Q3 2026
Line item Code Q3 2026
Income (loss) before applicable income taxes and discontinued operations RIAD4301 $47K
Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) RIADHT69 $47K
Net interest income RIAD4074 $47K
Total interest income RIAD4107 $47K
Income (loss) before discontinued operations RIAD4300 $40K
Net income (loss) RIAD4340 $40K
Net income (loss) attributable to bank and noncontrolling minority interests RIADG104 $40K
Interest on other securities RIAD4060 $38K
Other noninterest expense RIAD4092 $16K
Total noninterest expense RIAD4093 $16K
Total noninterest income RIAD4079 $16K
Interest income on balances due from depository institutions RIAD4115 $9K
Applicable income taxes RIAD4302 $7K
Schedule RC-A: Cash and Balances Due from Depository Institutions (4 items)

About Schedule RC-A

First National Digital Currency Bank, N.A. Schedule RC-A, Q3 2026
Line item Code Q3 2026
Balances due from depository institutions in the U.S. (consolidated) RCFD0082 $1.0M
Balances due from depository institutions in the U.S. (domestic offices) RCON0082 $1.0M
Cash and balances due from depository institutions (consolidated) RCFD0010 $1.0M
Cash and balances due from depository institutions (domestic offices) RCON0010 $1.0M
Schedule RC-F: Other Assets (4 items)

About Schedule RC-F

First National Digital Currency Bank, N.A. Schedule RC-F, Q3 2026
Line item Code Q3 2026
Other assets (consolidated) RCFD2168 $178K
Other assets (domestic offices) RCON2168 $178K
Accrued interest receivable (consolidated) RCFDB556 $27K
Accrued interest receivable (domestic offices) RCONB556 $27K
Schedule RC-G: Other Liabilities (2 items)

About Schedule RC-G

First National Digital Currency Bank, N.A. Schedule RC-G, Q3 2026
Line item Code Q3 2026
Other expenses accrued and unpaid (consolidated) RCFD3646 $7K
Other expenses accrued and unpaid (domestic offices) RCON3646 $7K
Schedule RC-K: Quarterly Averages (6 items)

About Schedule RC-K · First National Digital Currency Bank, N.A. quarterly averages trends

First National Digital Currency Bank, N.A. Schedule RC-K, Q3 2026
Line item Code Q3 2026
Quarterly average of total assets (consolidated) RCFD3368 $10.1M
Quarterly average of total assets (domestic offices) RCON3368 $10.1M
Quarterly average of interest-bearing balances due from depository institutions (consolidated) RCFD3381 $4.8M
Quarterly average of interest-bearing balances due from depository institutions (domestic offices) RCON3381 $4.8M
All other securities (consolidated) RCFDB560 $4.6M
All other securities (domestic offices) RCONB560 $4.6M
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (12 items)

About Schedule RC-R, Part I · First National Digital Currency Bank, N.A. regulatory capital components and ratios trends

First National Digital Currency Bank, N.A. Schedule RC-R, Part I, Q3 2026
Line item Code Q3 2026
Average total assets (net of deductions) RCOAA224 $10.1M
Average total consolidated assets RCOAKW03 $10.1M
Total assets RCOA2170 $10.0M
Common equity tier 1 capital RCOAP859 $10.0M
Common equity tier 1 capital before adjustments and deductions RCOAP840 $10.0M
Subtotal of common equity tier 1 capital, adjustments and deductions RCOAP852 $10.0M
Tier 1 capital allowable under the risk-based capital guidelines RCOA8274 $10.0M
Common equity tier 1 capital, common stock plus related surplus, net of treasury stock and unearned employee stock ownership plan (ESOP) shares RCOAP742 $10.0M
Retained Earnings RCOAKW00 $40K
A. AOCI opt-out election (enter '1' for yes, enter '0' for no.) RCOAP838 1
Do you qualify for and opt-in to CBLR? RCOALE74 1
Tier 1 leverage capital ratio RCOA7204 0.9965
Schedule RC-T: Fiduciary and Related Services (2 items)

About Schedule RC-T

First National Digital Currency Bank, N.A. Schedule RC-T, Q3 2026
Line item Code Q3 2026
Income from fiduciary activities RIAD4070 $16K
Net trust income (loss) RIADA491 $16K
Schedule RI-A: Changes in Bank Equity Capital (2 items)

About Schedule RI-A

First National Digital Currency Bank, N.A. Schedule RI-A, Q3 2026
Line item Code Q3 2026
Total equity capital RIAD3210 $10.0M
Sale, conversion, acquisition, or retirement of capital stock, net (excluding treasury stock transactions) RIADB509 $10.0M

First National Digital Currency Bank, N.A. call reports on file

Each link opens the bank's filed report on the FFIEC Central Data Repository.

Where can I find the First National Digital Currency Bank, N.A. call report?

The First National Digital Currency Bank, N.A. call report for the quarter ended September 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.

Which call report form does First National Digital Currency Bank, N.A. file?

First National Digital Currency Bank, N.A. files the FFIEC 051. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.

What is the First National Digital Currency Bank, N.A. call report number?

A call report has no number of its own. It is filed and looked up by the bank's identifiers: First National Digital Currency Bank, N.A. has Federal Reserve RSSD ID 6057323. Either one finds its filings on the FFIEC Central Data Repository.

How often does First National Digital Currency Bank, N.A. file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.

First National Digital Currency Bank, N.A. financial reports and ratios →

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