First National Digital Currency Bank, N.A.: Income and Expense
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Data as of · Call Report Schedule RI How we update
On its Q3 2026 filing, First National Digital Currency Bank, N.A. reported 15 of the 18 line items on this page. It did not report return on equity, assets per employee and revenue per employee. Net income was $40K in Q3 2026.
Against a median of 0.98% for banks in the < $100M asset tier, First National Digital Currency Bank, N.A. reported 1.59% on return on assets in Q3 2026, 0.61 points higher.
Net income
| Line item | Q3 2026 |
|---|---|
| Net income | $40K |
| Return on assets | 1.59% |
| Return on equity | — |
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Interest income and expense
| Line item | Q3 2026 |
|---|---|
| Interest income on loans | $0 |
| Total interest expense | $0 |
| Interest expense on deposits | $0 |
| Net interest margin | 2.00% |
Noninterest income and expense
| Line item | Q3 2026 |
|---|---|
| Total noninterest expense | $16K |
| Salaries and general administrative expense | $0 |
| Amortization of intangibles | $0 |
| Other noninterest expense | $16K |
| Efficiency ratio | 25.40% |
Productivity
| Line item | Q3 2026 |
|---|---|
| Assets per employee | — |
| Revenue per employee | — |
| Full-time equivalent employees | 0 |
Credit costs and securities results
| Line item | Q3 2026 |
|---|---|
| Provision for credit losses | $0 |
| Provision expense to average assets | 0.00% |
| Realized gain/(loss) on securities | $0 |
First National Digital Currency Bank, N.A. income and expense, quarter by quarter
Income and Expense since Q3 2021 · peer percentiles on every line item · watchlist alerts
Unlock this bank, freeSource: Call Report Schedule RI, Q3 2026. Open the filed call report for Q3 2026 on the FFIEC CDR. How this page is built. See the full First National Digital Currency Bank, N.A. profile or its peer group comparison.
Regulator records: FFIEC NIC profile (RSSD 6057323)