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First National Digital Currency Bank, N.A.: Yields and Funding Costs

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On its Q3 2026 filing, First National Digital Currency Bank, N.A. reported 6 of the 12 line items on this page. Yield on earning assets was 2.00% in Q3 2026.

Open the full net interest margin analysis.

First National Digital Currency Bank, N.A. reported 2.00% on net interest margin for Q3 2026, 1.95 points below the 3.95% median for banks in the < $100M asset tier.

Asset yields

Asset yields for First National Digital Currency Bank, N.A., Q3 2026
Line item Q3 2026
Yield on earning assets 2.00%
Yield on loans —
Yield on securities 3.30%

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Spread and margin

Spread and margin for First National Digital Currency Bank, N.A., Q3 2026
Line item Q3 2026
Net interest margin 2.00%
Yield to cost spread —

Interest income and expense

Interest income and expense for First National Digital Currency Bank, N.A., Q3 2026
Line item Q3 2026
Interest income on loans $0
Total interest expense $0
Interest expense on deposits $0

First National Digital Currency Bank, N.A. yields and funding costs, quarter by quarter

Yields and Funding Costs since Q3 2021 · peer percentiles on every line item · watchlist alerts

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