Private Bank & Trust: Capital Ratios and Amounts
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Data as of · Call Report Schedule RC-R How we update
On its Q3 2026 filing, Private Bank & Trust reported 18 of the 19 line items on this page. It did not report internal capital growth rate. Common equity Tier 1 ratio was 48.92% in Q3 2026.
What the capital ratios and amounts page covers and where each line comes from.
Open the full regulatory capital analysis: each ratio's numerator and denominator, the capital stack by quarter, risk-weighted assets by exposure category, and peers.
Among 75 Georgia banks, Private Bank & Trust sits 3rd from the top on CET1 ratio, 48.92% as of Q3 2026. Against a median of 19.96% for banks in the < $100M asset tier, Private Bank & Trust reported 48.92% on CET1 ratio in Q3 2026, 28.96 points higher.
Risk-based capital ratios
| Line item | Q3 2026 |
|---|---|
| Common equity Tier 1 ratio | 48.92% |
| Tier 1 risk-based capital ratio | 48.92% |
| Total risk-based capital ratio | 48.92% |
| Tier 1 leverage ratio | 4473.26% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it normally sits well below the risk-based ratios.
Source: Call Report Schedule RC-R; Common equity Tier 1 ratio: Call Report Schedule RC-R, Part I (RCOAP793); Tier 1 risk-based capital ratio: Call Report Schedule RC-R, Part I (RCOA7206); Total risk-based capital ratio: Call Report Schedule RC-R, Part I (RCOA7205); Tier 1 leverage ratio: Call Report Schedule RC-R, Part I (RCOA7204). Open the filed call report for Q3 2026 on the FFIEC CDR.
Capital amounts
| Line item | Q3 2026 |
|---|---|
| Common equity Tier 1 capital | $19.2M |
| Tier 1 capital | $19.2M |
| Total risk-based capital | $19.2M |
| Total equity capital | $19.2M |
| Risk-weighted assets | $39.3M |
Source: Call Report Schedule RC-R; Total equity capital: Call Report Schedule RC, item 27.a (RCON3210). Open the filed call report for Q3 2026 on the FFIEC CDR.
Capital adequacy
| Line item | Q3 2026 |
|---|---|
| Equity capital to total assets | 48.92% |
| Tangible equity to tangible assets | 48.92% |
| Equity capital to average assets | 4462.88% |
| Internal capital growth rate | — |
Source: Call Report Schedule RC-R. Open the filed call report for Q3 2026 on the FFIEC CDR.
Capital structure
| Line item | Q3 2026 |
|---|---|
| Common stock | $0 |
| Common stock surplus | $20.0M |
| Retained earnings | -$765K |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | $0 |
| Subordinated notes and debentures | $0 |
Source: Call Report Schedule RC-R. Open the filed call report for Q3 2026 on the FFIEC CDR.
Private Bank & Trust capital ratios and amounts, quarter by quarter
Capital Ratios and Amounts since Q3 2021 · peer percentiles on every line item · watchlist alerts
Unlock this bank, freeSource: Call Report Schedule RC-R, Q3 2026. How these pages are built. See the full Private Bank & Trust profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 59385) · FFIEC NIC profile (RSSD 6097196)